Mecklenburg County property record for 20124 Schooner Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,956 sqft · built 2003 |
| Lot Size | 0.983 acres (42,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $905,000 (Jan 2024) |
| Tax Bill | $7,086 (2023) |
| Deeds & Mortgages | Jan 2024 Sale Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-176-15 |
| Primary APN | 001-176-15 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,956 sqft Heated Area |
| Gross Area | 5,005 sqft |
| 1st Floor Area | 1,802 sqft |
| Upper Floors Area | 2,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 42,830 sqft (0.983 acres) |
| Garage Area | 732 sqft |
| Pool Area | 504 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 317 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-176-15 |
|---|---|
| Street Address | 20124 SCHOONER DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-5867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L4 M40-97 |
| Legal Subdivision | KELLY FAMILY PARTNERSHIP PROP |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
20124 Schooner Dr is owned and occupied by an individual who bought it in January 2024.
Source: Mecklenburg County records, as of February 7, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20124 SCHOONER DR, CORNELIUS, NC 28031-5867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Warranty Deed, Transfer TRYON TITLE AGENCY LLC |
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit AQUESTA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on File |
| Deed Sale | Jan 31, 2024 · Amount on File |
| Prior Sale | Oct 21, 2016 · Amount on File |
| Deed Document Number | 2024008532 |
| Deed Book / Page | 38609 / 542 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 31, 2024 |
| Property Address | 20124 SCHOONER DR, CORNELIUS, NC 28031-5867 |
| Document Number | 0000008532 |
| Book / Page | 38609 / 542 |
| Map Reference | MB 40 PG 97 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024008532 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 OPENING HILL RD, MADISON, CT 06443-1922 |
| Name | Verified Name |
|---|---|
| Address | 20124 SCHOONER DR, CORNELIUS, NC 28031-5867 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20124 SCHOONER DR, CORNELIUS, NC 28031-5867 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20124 SCHOONER DR, CORNELIUS, NC 28031-5867 |
| Document Number | 0000165332 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 35155/91 |
| Instrument | 2020165332 |
| Name | AQUESTA BANK |
|---|---|
| Type | Bank |
| Address | CORNELIUS, NC 28031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,086.00 | $834,800 Land $241,000 Building $593,800 | $834,800 Land $241,000 Building $593,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20124 Schooner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20124 Schooner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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