20124 High Bluff Rd, Helotes, TX 78023 Property Records

Bexar County property record for 20124 High Bluff Rd, Helotes, TX 78023

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,646 sqft · built 1988
Lot Size	5.22 acres (227,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,500 (Dec 2001)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04605-000-0125`

Property Details

APN / Parcel Number

Primary APN	`04605-000-0125`
Alternative APNs	`046050000122` `249175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,646 sqft Living Area
Gross Area	3,642 sqft
1st Floor Area	2,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	227,470 sqft (5.22 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Patio Area	756 sqft
Shed	1 Shed
Shed Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20124 HIGH BLUFF RD
City	HELOTES
State	TX
Zip	78023-2909
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CB 4605 P-12B BAS 1028
Legal Subdivision	CONV A/S CODE
Legal Tract	125
Legal Lot Number	125
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1076
Census Tract	182103

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20124 HIGH BLUFF RD, HELOTES, TX 78023-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage JEFFERSON BK
Jun 18, 2020	Deed of Trust, Mortgage AMERICAN PORTFOLIO MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2001 · Amount on Record
Deed Sale	Dec 31, 2001 · Amount on Record
Deed Book / Page	9197 / 2103
Prior Transfer Date	Dec 14, 2001
Prior Transfer Doc	9197002103
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	20124 HIGH BLUFF RD, HELOTES, TX 78023-2958
Document Number	0000296021
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	MY TITLE COMPANY/TX, MY TITLE CO/TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20124 HIGH BLUFF RD HELOTES TX 780232958, HELOTES, TX 78023-2958

Mortgage

Document Number	0000296021
Date	Dec 3, 2020
Instrument	296021

Lender

Name	JEFFERSON BK
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 2, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	20124 HIGH BLUFF RD, HELOTES, TX 78023-2958
Document Number	0000131454
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20124 HIGH BLUFF RD HELOTES TX 780232958, HELOTES, TX 78023-2958

Mortgage

Document Number	0000131454
Date	Jun 19, 2020
Instrument	131454

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,191.00 (-14.33%) Homeowner's exemption Senior Citizen's exemption	$595,406 (-16.96%) Land $253,980 Building $472,940	$726,920 (+1.38%) Land $253,980 Building $472,940
2024	$4,892.00 (-1.73%)
2023	$4,978.00 (-28.16%) Homeowner's exemption Senior Citizen's exemption	$716,990 Land $230,890 Building $486,100	$716,990 Land $230,890 Building $486,100
2022	$6,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Hill Country Broadband, T-Mobile, Verizon.

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