20123 Elder Ln, Bend, OR 97703 Property Records

Deschutes County property record for 20123 Elder Ln, Bend, OR 97703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage2,092 sqft Living Area
Lot Size45,738 sqft (1.05 acres)
OccupancyOwner Occupied
Last Sale$515,000 (2017)
Tax Bill$5,535.00 (2025)

Property Details

APN / Parcel Number

Primary APN161229-B0-00602
Alternative APNs
  • R2007161229B000602
  • 133329

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,092 sqft Living Area
Gross Area2,644 sqft Gross Area
1st Floor1,160 sqft 1st Floor
Stories2 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level Style
Roof MaterialComposition Shingle Roof
Lot Area45,738 sqft (1.05 acres)
Garage Area552 sqft Garage

Exterior Amenities

Total Buildings3 Total Buildings
Shed1 Shed
Shed Area144 sqft Shed
Deck Area331 sqft Deck

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number133329
Street Address20123 ELDER LN
CityBEND
StateOR
Zip97703-8720
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Range12
Legal Township16
Legal Section29
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1003
Census Tract1102

Owner

Source: Deschutes County records · APN 161229-B0-00602

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20123 ELDER LN, BEND, OR 97703-8720
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Warranty Deed, Transfer · Conventional Mortgage
SELCO COMMUNITY CREDIT UNION
Apr 22, 2022Intrafamily Transfer, Transfer
Dec 22, 2017Warranty Deed, Transfer
WESTERN TITLE AND ESCROW COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2017 · Amount on Record
Deed SaleDec 22, 2017 · Amount on Record
Deed Doc Number201751050
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 27, 2026
Property Address20123 ELDER LN, BEND, OR 97703-8720
Document Number0000022250
Instrument DateJul 22, 2026
Instrument202622250
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20123 ELDER LN, BEND, OR 97703-8720

Mortgage

Document Number0000022251,
DateJul 27, 2026
Instrument202622251
Lender
NameSELCO COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateApr 22, 2022
Property Address20123 ELDER LN, BEND, OR 97703-8720
Document Number0000016760
Instrument DateApr 20, 2022
Instrument2022-16760
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateDec 22, 2017
Property Address20123 ELDER LN, BEND, OR 97703-8720
Document Number0000051050
Instrument DateDec 21, 2017
Instrument51050
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyWESTERN TITLE AND ESCROW COMPANY

Transaction

AmountAmount Recorded
Tax$515.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address20123 ELDER LN BEND OR 977038720, BEND, OR 97703-8720

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,535.00 (+4.57%)$352,900 (+3%)$878,730 (-) Land $348,390 Building $530,340
2024$5,293.00 (+11.38%)$342,630 (+8.44%)$878,730 (+3.7%) Land $348,390 Building $530,340
2023$4,752.00$315,950$847,410 Land $341,890 Building $505,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 28% of Oregon
Wildfire LikelihoodAbout 1 in 347 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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