20123 Coopers Gulch Trl, Katy, TX 77449 Property Records

Harris County property record for 20123 Coopers Gulch Trl, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,364 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,300 (Feb 2013)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-480-006-0031`

Property Details

APN / Parcel Number

Primary APN	`126-480-006-0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
1st Floor Area	1,880 sqft
Game Room	Game Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1264800060031
Street Address	20123 COOPERS GULCH TRL
City	KATY
State	TX
Zip	77449-0033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 BLK 6 EAGLE RANCH WEST SEC 3
Legal Subdivision	EAGLE RANCH WEST SEC 3
Legal Block	6
Legal Lot Number	31
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1014
Census Tract	542203

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20123 COOPERS GULCH TRL, KATY, TX 77449-0033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 5, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2013 · Amount on Record
Deed Sale	Feb 21, 2013 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	201380921
Deed Book / Page	041-54 / 0590
Prior Transfer Date	Feb 14, 2013
Prior Transfer Doc	20130080921
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20123 COOPERS GULCH TRL, KATY, TX 77449-0033
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20123 COOPERS GULCH TRL, KATY, TX 77449-0033

Mortgage

Document Number	0000077106
Date	Mar 5, 2024
Instrument	2024-77106

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20123 COOPERS GULCH TRL, KATY, TX 77449-0033
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20123 COOPERS GULCH TRL, KATY, TX 77449-0033

Mortgage

Document Number	0000340042
Date	Sep 5, 2023
Instrument	2023-340042

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,678 (-1.29%) Land $49,221 Building $255,457	$304,678 (-1.29%) Land $49,221 Building $255,457
2025	$4,609.00 (+137.7%) Homeowner's exemption	$308,675 (-3.86%) Land $49,221 Building $259,454	$308,675 (-3.86%) Land $49,221 Building $259,454
2024	$1,939.00 (+20.21%)
2023		$321,057 Land $49,221 Building $271,836	$321,057 Land $49,221 Building $271,836
2022	$1,613.00 (+16.13%)
2020	$1,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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