Harris County property record for 20123 Chad Arbor Trl, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,298 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,600 (Feb 2004) |
| Tax Bill | $3,989 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-996-001-0045 |
| Primary APN | 119-996-001-0045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.19 acres) |
| View / Lot | Primary |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1199960010045 |
|---|---|
| Street Address | 20123 CHAD ARBOR TRL |
| City | CYPRESS |
| State | TX |
| Zip | 77433-5788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 45 BLK 1 TRAILS OF FAIRFIELD SEC 5 |
| Legal Subdivision | TRAILS OF FAIRFIELD SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 555701 |
20123 Chad Arbor Trl is owned and occupied by two individuals who bought it in February 2004.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20123 CHAD ARBOR TRL, CYPRESS, TX 77433-5788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2004 · Amount on File |
| Deed Sale | Feb 2, 2004 · Amount on File |
| Prior Sale | Jun 17, 2002 · Amount on File |
| Deed Document Number | 2004363605 |
| Deed Book / Page | 58132 / 2720 |
| Prior Transfer Date | Jun 13, 2002 |
| Prior Transfer Doc | 0000875404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20123 CHAD ARBOR TRL, CYPRESS, TX 77433-5788 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000369402 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021-369402 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 20123 Chad Arbor Trl was $3,989 with a homeowner's exemption, up 113.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,488 (+8.35%) Land $77,794 Building $243,694 | $321,488 (+8.35%) Land $77,794 Building $243,694 | |
| 2025 | $3,989.00 (+113.89%) Homeowner's exemption | $296,717 Land $77,794 Building $218,923 | $296,717 Land $77,794 Building $218,923 |
| 2024 | $1,865.00 | ||
| 2023 | $336,420 Land $77,794 Building $258,626 | $336,420 Land $77,794 Building $258,626 | |
| 2022 | $1,663.00 | ||
| 2020 | $1,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20123 Chad Arbor Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20123 Chad Arbor Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 354 serves 6,588 people · EPA ID TX1012965 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 358 |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Mar 2016 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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