20120 Oyster Catcher Loop, Bodega Bay, CA 94923 Property Records

Sonoma County property record for 20120 Oyster Catcher Loop, Bodega Bay, CA 94923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,285 sqft · built 1999
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Company Names on Record
Last Sale	$2,150,000 (May 2022)
Tax Bill	$24,569 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`100-420-049-000`

Property Details

APN / Parcel Number

Primary APN	`100-420-049-000`
Alternative APN	`100-420-049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,285 sqft Living Area
Gross Area	3,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Attached
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	100-420-049
Street Address	20120 OYSTER CATCHER LOOP
City	BODEGA BAY
State	CA
Zip	94923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ
Legal Description	UNINCORP COUNTY CA
Legal Subdivision	BODEGA HARBOUR UNIT #3
Legal Block	2
Legal Lot Number	12
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	2
Census Block	2008
Census Tract	154305

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 562, BODEGA BAY, CA 94923-0562
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Intrafamily Transfer, Transfer
Feb 17, 2026	Intrafamily Transfer, Transfer
May 23, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 30, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202236031
Prior Transfer Date	Jun 20, 2003
Prior Transfer Doc	0000135131
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Feb 17, 2026
Property Address	20120 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923
Document Number	0000007360
Map Reference	MB 200 PG 1-22
Instrument Date	Feb 11, 2026
Instrument	2026007360
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 562, BODEGA BAY, CA 94923-0562

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Feb 17, 2026
Property Address	20120 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923
Document Number	0000007361
Map Reference	MB 200 PG 1-22
Instrument Date	Feb 11, 2026
Instrument	2026007361
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 562, BODEGA BAY, CA 94923-0562

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	May 23, 2022
Property Address	20120 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923
Document Number	0000036031
Map Reference	MB 200 PG 1-22
Instrument Date	May 12, 2022
Instrument	2022036031
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	69 PIPER LN, FAIRFAX, CA 94930-1022

Mortgage

Document Number	0000036032
Date	May 23, 2022
Instrument	2022036032

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 30, 2020
Property Address	20120 OYSTER CATCHER LOOP, BODEGA BAY, CA 94923
Document Number	0000052896
Instrument Date	Jun 26, 2020
Instrument	52896
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,481.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1262 ALLYN AVE ST HELENA CA 945741916, ST HELENA, CA 94574-1916

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Shoreline Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,327,227 (+2%) Land $930,890 Building $1,396,337
2025	$24,569.00 (+2.3%) Homeowner's exemption	$2,281,596 (+4.04%) Land $912,638 Building $1,368,958
2023	$24,017.00 (+52.87%) Homeowner's exemption	$2,193,000 Land $877,200 Building $1,315,800
2022	$15,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BODEGA BAY PUBLIC UTILITY DISTRICT serves 1,069 people · EPA ID CA4910021
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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