San Joaquin County property record for 20120 N Ray Rd, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,145 sqft · built 1946 |
| Lot Size | 9.93 acres (432,551 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,866 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 013-030-280-000 |
| Primary APN | 013-030-280-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,145 sqft Living Area |
| 1st Floor Area | 1,145 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 432,551 sqft (9.93 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 013-030-28 |
|---|---|
| Street Address | 20120 N RAY RD |
| City | LODI |
| State | CA |
| Zip | 95242-9242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 4106 |
20120 N Ray Rd is owner-occupied and held in a trust since May 2008.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20120 N RAY RD, LODI, CA 95242-9242 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 19, 2008 |
| Transfer Doc | 0000087829 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20120 N Ray Rd was $1,866 with a homeowner's exemption, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,866.00 (+0.38%) | ||
| 2025 | $1,859.00 Homeowner's exemption | $151,395 Land $61,281 Building $90,114 | |
| 2023 | $5,573.00 (+216.65%) Homeowner's exemption | $145,518 Land $58,902 Building $86,616 | $679,950 |
| 2022 | $1,760.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20120 N Ray Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20120 N Ray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Matrix Broadband Fixed Wireless | 400 / 80 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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