Madison County property record for 2012 West Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | Company Name on File |
| Last Sale | $499,200 (Aug 2025) |
| Tax Bill | $113 (2025) |
| Deeds & Mortgages | Feb 2026 Construction Loan Feb 2026 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038-0000-0044-L |
| Primary APN | 0038-0000-0044-L |
|---|---|
| Alternative APNs |
|
| Account Number | 72076 |
|---|---|
| Street Address | 2012 WEST CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT GROVE LOT 12 |
| Legal Subdivision | WALNUT GROVE |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10104 |
2012 West Ct is owned by a company that bought it in August 2025.
Source: Madison County records, as of August 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 105 WILD TURKEY CT, NICHOLASVILLE, KY 40356-8865 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC |
| Feb 24, 2026 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC |
| Jan 23, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Aug 13, 2025 | Deed, Transfer · Commercial Mortgage FARMERS BANK |
| Apr 17, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Deed Document Number | 202514278119 |
| Deed Book / Page | 871 / 543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2012 WEST CT, RICHMOND, KY 40475-8404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 WILD TURKEY CT, NICHOLASVILLE, KY 40356-8865 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2446/720 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | M2446/720 |
| Instrument | 2014321228 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jan 23, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2012 WEST CT, RICHMOND, KY 40475-8404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 WILD TURKEY CT, NICHOLASVILLE, KY 40356-8865 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2446/720 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | M2446/720 |
| Instrument | 2014321228 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jan 23, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2012 WEST CT, RICHMOND, KY 40475-8404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 WILD TURKEY CT, NICHOLASVILLE, KY 40356-8865 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2440/714 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | M2440/714 |
| Instrument | 2014313867 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 23, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 13, 2025 |
| Property Address | 2012 WEST CT, RICHMOND, KY 40475-8404 |
| Document Number | 00D871/543 |
| Book / Page | D871 / 543 |
| Map Reference | MB 8 PG 247 |
| Instrument Date | Aug 5, 2025 |
| Instrument | 2014278119 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1730 BOONESBOROUGH RD, RICHMOND, KY 40475-9370 |
| Name | Verified Name |
|---|---|
| Address | 105 WILD TURKEY CT, NICHOLASVILLE, KY 40356-8865 |
| Investor | Possibly a Property Investor |
| Document Number | 2014278121 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 2014278121 |
| Name | FARMERS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 5, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 17, 2024 |
| Property Address | 2012 WEST CT, RICHMOND, KY 40475-8404 |
| Document Number | 00D851/176 |
| Book / Page | D851 / 176 |
| Map Reference | MB 7 PG 355 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2014199615 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1135 OLE DANIEL BOONE RD, RICHMOND, KY 40475-9308 |
| Name | Verified Name |
|---|---|
| Address | 1730 BOONESBOROUGH RD, RICHMOND, KY 40475-9370 |
The 2025 property tax bill for 2012 West Ct was $113.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113.00 | $12,000 | $12,000 |
| 2023 | $116.00 | $12,000 | $12,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2012 West Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2012 West Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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