Carroll County property record for 2012 W Liberty Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,376 sqft · built 1978 |
| Lot Size | 5.39 acres (234,788 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,900 (Dec 1999) |
| Tax Bill | $4,531 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-020209 |
| Primary APN | 09-020209 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,376 sqft Total Area |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 234,788 sqft (5.39 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Stable | 2,600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020209 |
|---|---|
| Street Address | 2012 W LIBERTY RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | PAR B - 5.3937 ACS 2012 W LIBERTY RD E OF TAYLORSVILLE |
| Legal Subdivision | TAYLORSVILLE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 509001 |
2012 W Liberty Rd is owned and occupied by two individuals who bought it in December 1999.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2012 W LIBERTY RD, WESTMINSTER, MD 21157-7906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jan 15, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 1999 · Amount on File |
| Deed Sale | Dec 8, 1999 · Amount on File |
| Prior Sale | Oct 23, 1987 · Amount on File |
| Deed Document Number | 19992342 |
| Deed Book / Page | 2286 / 829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2012 W LIBERTY RD, WESTMINSTER, MD 21157-7906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0085860042 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 8586/0042 |
| Instrument | 8586-0042 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2012 W LIBERTY RD, WESTMINSTER, MD 21157-7906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0094100490 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 9410/0490 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2012 W LIBERTY RD, WESTMINSTER, MD 21157-7906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0095380255 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 9538/0255 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2012 W Liberty Rd was $4,531 with a homeowner's exemption, up 4.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,531.00 (+4.79%) Homeowner's exemption | $414,933 | $439,900 Land $231,900 Building $208,000 |
| 2025 | $4,324.00 Homeowner's exemption | ||
| 2023 | $3,947.00 Homeowner's exemption | $349,367 | $365,000 Land $211,900 Building $153,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2012 W Liberty Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2012 W Liberty Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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