2012 Trout Run Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2012 Trout Run Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,748 sqft · built 2016
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,470 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112830002400`

Property Details

APN / Parcel Number

Primary APN	`112830002400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Basement Area	1,748 sqft
Finished Basement	1,350 sqft
Unfinished Basement	398 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2012 TROUT RUN RD
City	DECORAH
State	IA
Zip	52101-7868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-2-2-1 NE SW & LOT 1-2-1-2 NE SW EX C REC TRAIL
Legal Range	08W
Legal Township	98N
Legal Section	28
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1024
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 TROUT RUN RD, DECORAH, IA 52101-7868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Closed-End Mortgage WAUKON STATE BANK
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage WAUKON STATE BANK
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 20, 2015
Transfer Doc	2015/0516
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2012 TROUT RUN RD, DECORAH, IA 52101-7868
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0389
Date	Feb 7, 2017
Book Page	2017/0389
Instrument	2017 0389

Lender

Name	WAUKON STATE BANK
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Apr 1, 2022

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2012 TROUT RUN RD, DECORAH, IA 52101-7868
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2993
Date	Oct 10, 2017
Book Page	2017/2993
Instrument	2017 2993

Lender

Name	WAUKON STATE BANK
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 18, 2022

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2012 TROUT RUN RD, DECORAH, IA 52101-7868
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4588
Date	Oct 30, 2020
Book Page	2020/4588
Instrument	2020 4588

Lender

Name	VIKING STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,470.00	$488,660 (-) Land $63,630 Building $425,030	$488,660 (-) Land $63,630 Building $425,030
2025	$5,470.00 (+6.13%) Homeowner's exemption	$488,660 (+13.99%) Land $63,630 Building $425,030	$488,660 (+13.99%) Land $63,630 Building $425,030
2024	$5,154.00 (+6.18%)
2023		$428,670 (+14.54%) Land $63,630 Building $365,040	$428,670 (+14.54%) Land $63,630 Building $365,040
2022	$4,854.00 Homeowner's exemption	$374,260 Land $53,030 Building $321,230
2021			$374,260 Land $53,030 Building $321,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Harmony Telephone Company Fixed Wireless	50 / 10

May also be available: Mediacom Xtream, Nextlink, T-Mobile.

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