Mecklenburg County property record for 2012 Thomas Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,013 sqft · built 1931 |
| Lot Size | 0.172 acres (7,516 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $533,500 (Jan 2019) |
| Tax Bill | $6,981 (2023) |
| Deeds & Mortgages | Feb 2019 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-197-18 |
| Primary APN | 081-197-18 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,013 sqft Heated Area |
| Gross Area | 2,265 sqft |
| 1st Floor Area | 1,361 sqft |
| Upper Floors Area | 492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,516 sqft (0.172 acres) |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 154 sqft |
| Patio Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 081-197-18 |
|---|---|
| Street Address | 2012 THOMAS AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 (HD) |
| Legal Description | L15 B7 M332-8 &9 |
| Legal Subdivision | CHATHAM ESTATES MAP |
| Legal Block | 7 |
| Legal Lot Number | 15 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1000 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2012 THOMAS AVE, CHARLOTTE, NC 28205-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN SEC MTG |
| Jan 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage DAVID TATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2019 · Amount on Record |
| Deed Sale | Jan 23, 2019 · Amount on Record |
| Prior Sale | Feb 19, 2016 · Amount on Record |
| Deed Document Number | 0033242239 |
| Deed Book / Page | 33242 / 239 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2012 THOMAS AVE, CHARLOTTE, NC 28205-3057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020868 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 33307/803 |
| Instrument | 2019020868 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2012 THOMAS AVE, CHARLOTTE, NC 28205-3057 |
| Document Number | 0000013941 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2012 THOMAS AVE CHARLOTTE NC 282053057, CHARLOTTE, NC 28205-3057 |
| Document Number | 0000013941 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 035585/000920 |
| Instrument | 13941 |
| Name | AMERICAN SEC MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 23, 2019 |
| Property Address | 2012 THOMAS AVE, CHARLOTTE, NC 28205-3057 |
| Document Number | 0000008144 |
| Book / Page | 033242 / 000239 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 8144 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TITLE SVCS/THE CARO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,067.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2012 THOMAS AVE CHARLOTTE NC 282053057, CHARLOTTE, NC 28205-3057 |
| Document Number | 8145 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 033242/000241 |
| Instrument | 8145 |
| Name | DAVID TATE |
|---|---|
| Address | 1206 QUEENS RD, CHARLOTTE, NC 28207-1852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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