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2012 Territorial Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2012 Territorial Rd, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1954
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Sep 2023)
Tax Bill$2,143 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-5730-0003-00-2

Property Details

APN / Parcel Number

Primary APN03-5730-0003-00-2
Alternative APN
  • 11-03-5730-0003-00-2

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRaised Ranch
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions141 ft deep x 69.2 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2012 TERRITORIAL RD
CityBENTON HARBOR
StateMI
Zip49022-8088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionLOT 3 ORCHARD HILL SUBDN
Legal SubdivisionORCHARD HILL SUB
Legal Lot Number3
Legal Unit3
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2022
Census Tract2300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2012 TERRITORIAL RD, BENTON HARBOR, MI 49022-8088
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Prior SaleFeb 5, 1988
Deed Document Number2023389990
Deed Book / Page3413 / 35
Prior Transfer DateMay 30, 2006
Prior Transfer Doc02715/0156
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateSep 29, 2023
Property Address2012 TERRITORIAL RD, BENTON HARBOR, MI 49022-8088
Document Number0003413/35
Book / Page3413 / 35
Map ReferenceLB 13 PG 15
Instrument DateJun 26, 2023
Instrument2023389990
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5320 RIDGE RD, STEVENSVILLE, MI 49127-1024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 TERRITORIAL RD, BENTON HARBOR, MI 49022-8088

Mortgage

Document Number2023389991
DateSep 29, 2023
Instrument2023389991
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,300 (-3.51%)$104,600 (-3.51%)
2025$2,143.00 (+4.64%) Homeowner's exemption$54,200 (+124.9%)$108,400 (+124.9%)
2024$2,048.00 (+144.68%)
2023$24,100 (+5.24%)$48,200 (+5.24%)
2022$837.00 (+3.21%)$22,900$45,800
2021$811.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Territorial Rd

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