2012 Swan Ln, Elgin, IL 60123 Property Records

Kane County property record for 2012 Swan Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,201 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on File
Tax Bill	$8,633 (2025)
Deeds & Mortgages	Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-09-279-006`

Property Details

APN / Parcel Number

Primary APN	`06-09-279-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,201 sqft Living Area
Gross Area	3,097 sqft
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2012 SWAN LN
City	ELGIN
State	IL
Zip	60123-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 12 LOT 589
Legal Subdivision	VALLEY CREEK
Legal Block	2
Legal Lot Number	589
Legal Unit	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851910

Owner

Source: Kane County assessment roll, APN 06-09-279-006, as of July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2012 SWAN LN, ELGIN, IL 60123-2580
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 02, 2020
Transfer Doc	0000013254
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 13, 2020
Property Address	2012 SWAN LN, ELGIN, IL 60123-2580
Document Number	0000013254
Instrument Date	Mar 02, 2020
Instrument	13254
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2012 SWAN LN ELGIN IL 601232580, ELGIN, IL 60123-2580

Tax Assessment & Valuation

Source: Kane County assessment roll as of July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,633.00 (+14.45%) Homeowner's exemption Senior Citizen's exemption	$129,160 (+8.57%) Land $35,021 Building $94,139	$387,635 (+8.57%) Land $105,105 Building $282,530
2024		$118,965 (+21.39%) Land $32,257 Building $86,708	$357,038 (+21.44%) Land $96,810 Building $260,228
2022	$7,543.00 (+4.88%) Homeowner's exemption	$97,999 (+6.96%) Land $26,572 Building $71,427	$293,997 (+6.96%) Land $79,716 Building $214,281
2021	$7,192.00 Homeowner's exemption	$91,622 Land $24,843 Building $66,779	$274,866 Land $74,529 Building $200,337

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 367 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.