2012 Summit Ridge Ln, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 2012 Summit Ridge Ln, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,097 sqft · built 2002
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$157,000 (Jun 2005)
Tax Bill$3,649 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN04031G0194.000000

Property Details

APN / Parcel Number

Primary APN04031G0194.000000
Alternative APNs
  • 5623 63 5929
  • 86229

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,097 sqft Living Area
Gross Area2,748 sqft
1st Floor Area955 sqft
Upper Floors Area950 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions190 ft deep x 60 ft wide
Garage TypeMixed
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area640 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area21 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number86229
Street Address2012 SUMMIT RIDGE LN
CityKANNAPOLIS
StateNC
Zip28083-6284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 194 WATERSIDE LANDING
Legal SubdivisionWATERSIDE LANDING
Legal Lot Number194
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1011
Census Tract40704

Owner

Source: Cabarrus County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2012 SUMMIT RIDGE LN, KANNAPOLIS, NC 28083-6284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2005 · Amount on Record
Deed SaleJun 3, 2005 · Amount on Record
Prior SaleDec 20, 2002 · Amount on Record
Deed Book / Page6008 / 34
Last Transfer DateJul 31, 2012
Transfer Doc10112297
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2012 SUMMIT RIDGE LN, KANNAPOLIS, NC 28083-6284
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016441321
DateApr 10, 2023
Book Page16441/321
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressKANNAPOLIS, NC 28082
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,649.00 (+33.27%)$321,430 (+60.84%) Land $70,000 Building $251,430
2024$321,430 (+60.84%) Land $70,000 Building $251,430
2023$2,738.00$199,840 Land $40,000 Building $159,840$199,840 Land $40,000 Building $159,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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