2012 Stewart St, Oceanside, CA 92054 Property Records

San Diego County property record for 2012 Stewart St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,500 sqft · built 2008
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Last Sale$1,950,000 (Nov 2023)
Tax Bill$22,278 (2025)
Deeds & MortgagesNov 2023 Sale
Jan 2019 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN155-071-06-00

Property Details

APN / Parcel Number

Primary APN155-071-06-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,500 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address2012 STEWART ST
CityOCEANSIDE
StateCA
Zip92054-6515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPAR 2 TR PM09734
Legal SubdivisionCITY OF OCEANSIDE
Legal Tract9734
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract18102

Owner

Source: San Diego County assessment roll, APN 155-071-06-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10166 ARTESIA PL, BELLFLOWER, CA 90706-6729
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 09, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Apr 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
CASHCALL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleApr 21, 2011 · Amount on Record
Deed Document Number2023325624
Prior Transfer DateNov 06, 2018
Prior Transfer Doc0000488746
Record UpdatedSep 20, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 22, 2023
Property Address2012 STEWART ST, OCEANSIDE, CA 92054-6515
Document Number0000325624
Instrument DateNov 09, 2023
Instrument2023-0325624
Transaction TypeTransfer
Record UpdatedDec 07, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10166 ARTESIA PL, BELLFLOWER, CA 90706-6729

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2012 STEWART ST, OCEANSIDE, CA 92054-6515
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 STEWART ST, OCEANSIDE, CA 92054-6515

Mortgage

Document Number0000008216
DateJan 09, 2019
Instrument2019-0008216
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 16, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2012 STEWART ST, OCEANSIDE, CA 92054-6515
Document Number0000231755
Instrument DateApr 25, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 STEWART ST OCEANSIDE CA 920546515, OCEANSIDE, CA 92054-6515

Mortgage

Document Number0000231755
DateMay 07, 2020
Instrument231755
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 27, 2018
Property Address2012 STEWART ST, OCEANSIDE, CA 92054-6515
Document Number0000488747
Instrument DateNov 06, 2018
Instrument488747
Transaction TypeTransfer
Record UpdatedDec 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2012 STEWART ST OCEANSIDE CA 920546515, OCEANSIDE, CA 92054-6515

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 27, 2018
Property Address2012 STEWART ST, OCEANSIDE, CA 92054-6515
Document Number0000488746
Instrument DateNov 06, 2018
Instrument488746
Transaction TypeTransfer
Record UpdatedDec 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2012 STEWART ST OCEANSIDE CA 920546515, OCEANSIDE, CA 92054-6515

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2012 STEWART ST, OCEANSIDE, CA 92054-6515
Document Number0000402602
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedSep 05, 2017
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2012 STEWART ST OCEANSIDE CA 920546515, OCEANSIDE, CA 92054-6515

Mortgage

Document Number0000402602
DateSep 01, 2017
Instrument402602
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 31, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$2,028,780 (+2%) Land $1,258,884 Building $769,896
2025$22,278.00 (+1.94%)$1,989,000 (+122.99%) Land $1,234,200 Building $754,800
2024$21,855.00 (+122.08%)
2023$9,841.00 (+1.56%) Homeowner's exemption$891,987 Land $504,881 Building $387,106
2022$9,690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730181021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 459 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Stewart St

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