Queen Anne's County property record for 2012 Stevens Dr, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,588 sqft · built 1993 |
| Lot Size | 0.425 acres (18,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,000 (Jun 1993) |
| Tax Bill | $3,358 (2025) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-102398 |
| Primary APN | 04-102398 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,588 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,502 sqft (0.425 acres) |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 102398 |
|---|---|
| Street Address | 2012 STEVENS DR |
| City | CHESTER |
| State | MD |
| Zip | 21619-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-15 |
| Legal Description | LOT 4, BLK CC, SEC 3 HARBOR VIEW HARBOR VIEW |
| Legal Subdivision | HARBOR VIEW |
| Legal Block | CC |
| Legal Lot Number | 4 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 811000 |
2012 Stevens Dr is owned and occupied by two individuals who bought it in June 1993.
Source: Queen Anne's County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2012 STEVENS DR, CHESTER, MD 21619-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1993 · Amount on File |
| Deed Sale | Jun 1, 1993 · Amount on File |
| Deed Book / Page | 428 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 2012 STEVENS DR, CHESTER, MD 21619-2248 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | TRI-STATE TITLE AND ESCROW INC, TRI STATE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 2012 STEVENS DR, CHESTER, MD 21619-2248 |
| Document Number | 0042560269 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 4256/269 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | LEWISBERRY, PA 17339 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.24% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2006 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 16.2% |
The 2025 property tax bill for 2012 Stevens Dr was $3,358 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,800 Land $171,300 Building $230,500 | $401,800 Land $171,300 Building $230,500 | |
| 2025 | $3,358.00 Homeowner's exemption | ||
| 2023 | $3,024.00 Homeowner's exemption | $321,100 Land $158,800 Building $162,300 | $321,100 Land $158,800 Building $162,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2012 Stevens Dr in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2012 Stevens Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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