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2012 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2012 State St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,035 sqft · built 1930
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$246,000 (Aug 2025)
Tax Bill$3,880 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Sep 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 60.55-3-10

Property Details

APN / Parcel Number

Primary APN421500 60.55-3-10
Alternative APN
  • 150006005500030100000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,035 sqft Living Area
1st Floor Area690 sqft
Upper Floors Area345 sqft
AtticAttic
Attic Area345 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
PorchSlab
Porch Area184 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2012 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05 - COMME
Legal Description1 WOOD
Legal SubdivisionWILLIAM STEERS EST
Legal Block3
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.55-3-10

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address414 HUDSON ST APT 1, 1, WATERVLIET, NY 12189
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2025Deed, Transfer · FHA Mortgage
HUNT MORTGAGE
Sep 30, 2024Quit Claim Deed, Transfer
Quitclaim
Oct 16, 2017Quit Claim Deed, Transfer
Quitclaim
Oct 16, 2017Quit Claim Deed, Transfer
Quitclaim
Jan 05, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2025 · Amount on Record
Deed SaleAug 01, 2025 · Amount on Record
Prior SaleOct 16, 2017 · Amount on Record
Deed Document Number202518456
Deed Book / Page2154 / 294
Prior Transfer DateSep 11, 2024
Prior Transfer Doc0000057795
Record UpdatedSep 20, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 01, 2025
Property Address2012 STATE ST, SCHENECTADY, NY 12304-2140
Document Number0000018456
Instrument DateJul 08, 2025
Instrument202518456
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyMPR TITLE AGENCY, SMPR TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$984.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address930 INMAN RD, NISKAYUNA, NY 12309-2816

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 HUDSON STREET #1 # 1, 1, WATERVLIET, NY 12189-3529

Mortgage

Document Number0000018457
DateAug 01, 2025
Instrument202518457
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2055

September 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 30, 2024
Property Address2012 STATE ST, SCHENECTADY, NY 12304-2140
Document Number0000057795
Book / Page2138 / 664
Instrument DateSep 11, 2024
Instrument202457795
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address930 INMAN RD, SCHENECTADY, NY 12309-2816

Transferred To (Grantee/Buyer)

NameVerified Name
Address930 INMAN RD, SCHENECTADY, NY 12309-2816

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 16, 2017
Property Address2012 STATE ST, SCHENECTADY, NY 12304-2140
Document Number0000046697
Book / Page001973 / 000301
Instrument DateSep 30, 2017
Instrument46697
Transaction TypeTransfer
Record UpdatedNov 06, 2017

Transaction

AmountAmount Recorded
Tax$108.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address930 INMAN RD SCHENECTADY NY 123092816, SCHENECTADY, NY 12309-2816

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 16, 2017
Property Address2012 STATE ST, SCHENECTADY, NY 12304-2140
Document Number0000046696
Book / Page001973 / 000298
Instrument DateSep 30, 2017
Instrument46696
Transaction TypeTransfer
Record UpdatedOct 19, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJan 05, 2017
Property Address2012 STATE ST, SCHENECTADY, NY 12304-2140
Document Number0000000718
Book / Page001953 / 000799
Instrument DateDec 28, 2016
Instrument718
Transaction TypeTransfer
Record UpdatedJan 11, 2017

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,880.00 (+6.04%)$71,500 (-) Land $10,700 Building $60,800$118,397 (+30.82%) Land $17,718 Building $100,679
2023$71,500 (-) Land $10,700 Building $60,800$90,506 (+3.8%) Land $13,544 Building $76,962
2022$71,500 Land $10,700 Building $60,800$87,195 Land $13,049 Building $74,146
2021$3,659.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 432 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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