2012 State St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2012 State St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 960 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jun 2023)
Tax Bill$2,144 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN8914-13-403-026

Property Details

APN / Parcel Number

Primary APN8914-13-403-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area864 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2012 STATE ST
CityCEDAR FALLS
StateIA
Zip50613-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGALLOWAY ADDITION CEDAR FALLS LOT 30
Legal Range14W
Legal Township89N
Legal Section13
Legal SubdivisionGALLOWAY ADDITION CEDAR FALLS
Legal Lot Number30
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2006
Census Tract2301

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2012 STATE ST, CEDAR FALLS, IA 50613-4222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2023 · Amount on Record
Deed SaleJun 5, 2023 · Amount on Record
Prior SaleApr 11, 2011 · Amount on Record
Deed Document Number202316237
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2012 STATE ST, CEDAR FALLS, IA 50613-4222
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 COLLEGE ST, CEDAR FALLS, IA 50613-3751

Mortgage

Document Number202300016238
DateJun 5, 2023
Instrument202300016238
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,144.00 (+8.17%) Homeowner's exemption$153,720 (+15.21%) Land $25,870 Building $127,850$153,720 (+15.21%) Land $25,870 Building $127,850
2024$1,982.00 (-12.11%)
2023$133,430 (+19.75%) Land $25,870 Building $107,560$133,430 (+19.75%) Land $25,870 Building $107,560
2022$2,255.00$111,420 Land $25,870 Building $85,550
2021$111,420 Land $25,870 Building $85,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on State St

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