2012 Sperling Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 2012 Sperling Dr, Gallatin, TN 37066

Property Summary

Property Type	Townhouse
Details	3.25 ba · 1,551 sqft · built 2021
Lot Size	0.044 acres (1,923 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2025)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083114L F 00400`

Property Details

APN / Parcel Number

Primary APN	`083114L F 00400`
Alternative APN	`114L F 00400`

Interior

Full Baths	3.25 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,551 sqft Living Area
1st Floor Area	651 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,923 sqft
Terrain	Rolling
Garage Type	Finished
Garage Area	273 sqft
Driveway	Driveway
Driveway Area	279 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2012 SPERLING DR
City	GALLATIN
State	TN
Zip	37066-4655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PB33 PG138-142 LT 4
Legal Subdivision	CUMBERLAND POINT PH1
Legal Lot Number	4
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1032
Census Tract	20503

Owner

2012 Sperling Dr, a townhouse, is owned and occupied by two individuals who bought it in May 2025.

Source: Sumner County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2012 SPERLING DR, GALLATIN, TN 37066-4655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Deed Document Number	20251515291
Deed Book / Page	6598 / 698
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 19, 2025
Property Address	2012 SPERLING DR, GALLATIN, TN 37066-4655
Document Number	0065980698
Book / Page	6598 / 698
Map Reference	MB 33 PG 138
Instrument Date	May 5, 2025
Instrument	1515291
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 SPERLING DR, GALLATIN, TN 37066-4655

Mortgage

Document Number	0006598701
Date	May 19, 2025
Instrument	6598/701

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 29, 2021
Property Address	2012 SPERLING DR, GALLATIN, TN 37066-4655
Document Number	0057310423
Book / Page	5731 / 423
Map Reference	MB 33 PG 138
Instrument Date	Sep 28, 2021
Instrument	1384197
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 SPERLING DRIVE, GALLATIN, TN 37066-4680
Investor	Possibly a Property Investor

Mortgage

Document Number	0005731426
Date	Sep 29, 2021
Instrument	5731/426

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2012 Sperling Dr was $1,075.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00	$75,650 Land $12,500 Building $63,150
2024			$302,600 Land $50,000 Building $252,600
2023	$1,602.00 (-0.37%)	$52,500 (-) Land $11,250 Building $41,250
2022	$1,608.00	$52,500 Land $11,250 Building $41,250
2021			$210,000 Land $45,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2012 Sperling Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (2002–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 4 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2012 Sperling Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	WHITE HOUSE UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Cumberland Connect, Verizon.

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