2012 Spencer Ave, New Bern, NC 28560 Property Records

Craven County property record for 2012 Spencer Ave, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,684 sqft · built 1956
Lot Size	0.346 acres (15,059 sqft)
Owner	Individual Name on Record
Last Sale	$530 (Jun 2021)
Tax Bill	$2,237 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-025-133`

Property Details

APN / Parcel Number

Primary APN	`8-025-133`
Alternative APN	`133864`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,059 sqft (0.346 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	133864
Street Address	2012 SPENCER AVE
City	NEW BERN
State	NC
Zip	28560-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR15
Legal Description	2010-12 SPENCER; LOT 811 & 809
Legal Subdivision	GHENT
Legal Lot Number	811
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2026
Census Tract	960700

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2012 PENCER AVE, NEW BERN, NC 28560
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Sep 27, 1995
Deed Document Number	202110076797
Deed Book / Page	3673 / 364
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 2, 2021
Property Address	2012 SPENCER AVE, NEW BERN, NC 28560-5428
Document Number	003673/364
Book / Page	3673 / 364
Map Reference	MB 1 PG 121
Instrument Date	May 17, 2021
Instrument	10076797
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2623 GRANT AVE, 2623, RALEIGH, NC 27608-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 SPENCER AVE, ELMWOOD, TN 38560

Mortgage

Document Number	0003673367
Date	Jun 2, 2021
Instrument	3673/367

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,237.00 (+3.47%)	$250,400 (-) Land $32,000 Building $218,400	$250,400 (-) Land $32,000 Building $218,400
2025	$2,162.00 (+1.74%)	$250,400 (-) Land $32,000 Building $218,400	$250,400 (-) Land $32,000 Building $218,400
2023	$2,125.00 (+29.1%)	$250,400 (+64.53%) Land $32,000 Building $218,400	$250,400 (+64.53%) Land $32,000 Building $218,400
2022	$1,646.00	$152,190 Land $33,600 Building $118,590
2018			$152,190 Land $33,600 Building $118,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	10 (1981–2018)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 3 claims Hurricane Bertha, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20