2012 Spencer Ave, Monroe, LA 71201 Property Records

Ouachita Parish property record for 2012 Spencer Ave, Monroe, LA 71201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1960
Owner	2 Individual Names on Record
Last Sale	$217,000 (Jan 2025)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	May 2022 Refinance Dec 2022 Refinance + 5 more
Flood Zone	Zone AE (high risk)
APN	`56007`

Property Details

APN / Parcel Number

Primary APN	`56007`
Alternative APN	`276157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,766 sqft

Exterior

Year Built	Built 1960

Location & Zoning

Account Number	276157
Street Address	2012 SPENCER AVE
City	MONROE
State	LA
Zip	71201-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 SQ 3 UNIT 2 SHOLARS ADDN
Legal Range	03E
Legal Township	18N
Legal Section	67
Legal Subdivision	SHOLARS SUBD UNIT 02
Legal Block	3
Legal Lot Number	16
Legal Unit	2
Jurisdiction	OUACHITA LA
Township / Civil Division	C
Census Block Group	1
Census Block	1009
Census Tract	200

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 SPENCER AVE, MONROE, LA 71201-2720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMELAND FSB
Dec 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMELAND FSB
Sep 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK
Jan 10, 2025	Cash Sale Deed, Transfer · FHA Mortgage EAGLE BANK & TRUST CO
Sep 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK
May 10, 2011	Cash Sale Deed, Transfer
Dec 3, 2007	Cash Sale Deed, Transfer · FHA Mortgage AMERICAS MORTGAGE RESOURCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025 · Amount on Record
Deed Sale	Jan 10, 2025 · Amount on Record
Prior Sale	Dec 3, 2007 · Amount on Record
Deed Document Number	1581225
Deed Book / Page	2249 / 082
Prior Transfer Date	May 10, 2011
Prior Transfer Doc	1581225
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	2012 SPENCER AVE, MONROE, LA 71201-2720
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004149/1
Date	May 4, 2022
Book Page	4149/1
Instrument	1852284

Lender

Name	HOMELAND FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	2012 SPENCER AVE, MONROE, LA 71201-2720
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004217/479
Date	Dec 29, 2022
Book Page	4217/479
Instrument	1867602

Lender

Name	HOMELAND FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	2012 SPENCER AVE, MONROE, LA 71201-2720
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003805/220
Date	Sep 13, 2019
Book Page	3805/220

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	Jan 10, 2025
Property Address	2012 SPENCER AVE, MONROE, LA 71201-2720
Document Number	0001909090
Instrument Date	Jan 10, 2025
Instrument	1909090
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 SPENCER AVE, MONROE, LA 71201-2720

Mortgage

Document Number	0001909091
Date	Jan 10, 2025
Instrument	1909091

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	2012 SPENCER AVE, MONROE, LA 71201-2720
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3805/220
Date	Sep 13, 2019
Book Page	3805/220

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2011: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	May 10, 2011
Property Address	2012 SPENCER AVE, MONROE, LA 71201-2720
Document Number	002249/082
Book / Page	2249 / 082
Map Reference	MB9 PG22
Instrument Date	May 5, 2011
Instrument	1581225
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 RICHARD DR, MONROE, LA 71201-4524

December 2007: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	Dec 3, 2007
Property Address	2012 SPENCER AVE, MONROE, LA 71201-2720
Document Number	002114/281
Book / Page	2114 / 281
Map Reference	MB9 PG22
Instrument Date	Nov 30, 2007
Instrument	1502141
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NORTH DELTA TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2613 MARQUETTE ST, MONROE, LA 71201-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 SPENCER AVE, MONROE, LA 71201-2720

Mortgage

Document Number	002633/111
Date	Dec 3, 2007
Book Page	2633/111
Instrument	1502142

Lender

Name	AMERICAS MORTGAGE RESOURCE INC
Address	METAIRIE, LA 70002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (-36.06%)	$15,666 (-) Land $1,500 Building $14,166	$156,655 (-) Land $15,000 Building $141,655
2024	$1,711.00 (+15.37%)	$15,666 (+16.24%) Land $1,500 Building $14,166	$156,655 (+16.24%) Land $15,000 Building $141,655
2023	$1,483.00	$13,477 Land $1,200 Building $12,277	$134,768 Land $12,000 Building $122,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 171 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	171 in force
Nearby Flood Claims	381 (1978–2025)
Claims Outside the SFHA	26 of 381
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 67 claims Severe Storms, Tornadoes & Flooding, May 1991 · 80 claims Severe Storms & Flooding, May 1989 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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