Chesapeake City property record for 2012 Sanderson Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,262 sqft · built 2005 |
| Lot Size | 3.03 acres (132,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,500 (Apr 2005) |
| Tax Bill | $6,325 (2025) |
| Deeds & Mortgages | Apr 2009 Mortgage May 2007 Second Mortgage + 1 more |
| APN | 0990000000024 |
| Primary APN | 0990000000024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 1,529 sqft |
| Attic | Attic |
| Attic Area | 136 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 132,117 sqft (3.03 acres) |
| Lot Dimensions | 660 ft deep x 202 ft wide |
| Garage Type | Carport |
| Garage Area | 536 sqft |
| Carport | Carport |
| Carport Area | 536 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 440 sqft |
| Patio Area | 1,322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2012 SANDERSON RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | PARCEL 1-B MINOR SUBD PLT PAR 1 SANDERLIN JR 3.033 |
| Legal Subdivision | WHOLE MAP 099, HICKORY PLANTATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21104 |
2012 Sanderson Rd is owned and occupied by two individuals who bought it in April 2005.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2012 SANDERSON RD, CHESAPEAKE, VA 23322-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2009 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 3, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2005 · Amount on File |
| Deed Sale | Apr 29, 2005 · Amount on File |
| Prior Sale | Sep 10, 2004 · Amount on File |
| Deed Book / Page | 5978 / 705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2012 SANDERSON RD, CHESAPEAKE, VA 23322-1574 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007790/33 |
|---|---|
| Date | Apr 30, 2009 |
| Book Page | 7790/33 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2024 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2012 SANDERSON RD, CHESAPEAKE, VA 23322-1574 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007058/789 |
|---|---|
| Date | May 3, 2007 |
| Book Page | 7058/789 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 23, 2026 |
| Property Address | 2012 SANDERSON RD, CHESAPEAKE, VA 23322-1574 |
| Document Number | 0000010276 |
| Book / Page | 10971 / 108 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202610276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2012 SANDERSON RD, CHESAPEAKE, VA 23322-1574 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010276, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 10971/108 |
| Instrument | 202610276 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 7% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 2012 Sanderson Rd was $6,325, up 7.9% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $675,800 (+7.92%) Land $265,000 Building $410,800 | $675,800 (+7.92%) Land $265,000 Building $410,800 | |
| 2025 | $6,325.00 (+7.94%) | $626,200 Land $235,000 Building $391,200 | $626,200 Land $235,000 Building $391,200 |
| 2024 | $5,860.00 | ||
| 2023 | $584,900 (+10.48%) Land $185,000 Building $399,900 | $584,900 (+10.48%) Land $185,000 Building $399,900 | |
| 2022 | $529,400 Land $165,000 Building $364,400 | $529,400 Land $165,000 Building $364,400 | |
| 2019 | $4,561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2012 Sanderson Rd; there have been 7 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 7 (2016) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2012 Sanderson Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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