2012 S Ralston Ave, Independence, MO 64052 Property Records

Jackson County property record for 2012 S Ralston Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,581 sqft · built 1948
Lot Size	0.168 acres (7,303 sqft)
Owner	Individual Name on Record
Last Sale	$190,108 (Jul 2026)
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-620-23-11`

Property Details

APN / Parcel Number

Primary APN	`27-620-23-11`
Alternative APNs	`27-620-23-11-00-0-00-000` `27620231100000001` `793073`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	668 sqft
Basement Area	1,071 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,303 sqft (0.168 acres)
Lot Dimensions	140 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	793073
Street Address	2012 S RALSTON AVE
City	INDEPENDENCE
State	MO
Zip	64052-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL PARK LOT 7 BLK A
Legal Subdivision	HILL PARK
Legal Block	A
Legal Lot Number	7
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4015
Census Tract	11800

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2012 S RALSTON AVE, INDEPENDENCE, MO 64052-2022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Personal Representative Deed, Transfer · FHA Mortgage FINANCIAL CORPORATION
Jul 22, 2026	Personal Representative Deed, Transfer · FHA Mortgage FINANCIAL CORPORATION
Oct 24, 2019	Warranty Deed, Transfer FLAT BR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	202655113
Prior Transfer Date	Jun 3, 1996
Prior Transfer Doc	0000000595
Record Updated	Oct 29, 2026

July 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 22, 2026
Property Address	2012 S RALSTON AVE, INDEPENDENCE, MO 64052-2022
Document Number	0000055113
Instrument Date	Jul 21, 2026
Instrument	202655113
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S RALSTON AVE, INDEPENDENCE, MO 64052-2022

Mortgage

Document Number	0000055781,
Date	Jul 22, 2026
Instrument	2026E55781

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 22, 2026
Property Address	2012 S RALSTON AVE, INDEPENDENCE, MO 64052-2022
Document Number	0000055113
Instrument Date	Jul 21, 2026
Instrument	202655113
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S RALSTON AVE, INDEPENDENCE, MO 64052-2022

Mortgage

Document Number	0000055781,
Date	Jul 22, 2026
Instrument	2026E55781

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 24, 2019
Property Address	2012 S RALSTON AVE, INDEPENDENCE, MO 64052-2022
Document Number	0000E86735
Instrument Date	Oct 22, 2019
Instrument	86735E
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S RALSTON AVE INDEPENDENCE MO 640522022, INDEPENDENCE, MO 64052-2022

Mortgage

Document Number	E86969
Date	Oct 24, 2019
Instrument	86969E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,004 (-) Land $3,371 Building $21,633	$131,600 (-)
2025	$1,828.00 (+17.94%)	$25,004 (+15%) Land $3,371 Building $21,633	$131,600 (+14.99%)
2024	$1,550.00 (+2.51%)
2023	$1,512.00	$21,743 Land $1,780 Building $19,963	$114,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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