2012 S Overbluff Ct, Spokane, WA 99203 Property Records

Spokane County property record for 2012 S Overbluff Ct, Spokane, WA 99203 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,957 sqft · built 1992
Lot Size	0.485 acres (21,133 sqft)
Owner	2 Individual Names on File
Last Sale	$1,280,000 (Sep 2022)
Tax Bill	$12,419 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35282.1803`

Property Details

APN / Parcel Number

Primary APN	`35282.1803`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,957 sqft Living Area
Gross Area	4,254 sqft
1st Floor Area	2,957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,133 sqft (0.485 acres)
Garage Type	Attached
Garage Area	1,297 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	144 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2012 S OVERBLUFF CT
City	SPOKANE
State	WA
Zip	99203-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR C OF MACGILLIVRAYS PUD CITY SP89-04 BEING A PTN IN NW1/4; AUDITOR #9002200294.
Legal Range	43E
Legal Township	25N
Legal Section	28
Legal Subdivision	SP CITY89-04
Legal Tract	C
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1000
Census Tract	4500

Owner

Source: Spokane County records · APN 35282.1803

Assessment roll updated June 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2012 E OVERBLUFF RD, SPOKANE, WA 99203-4508
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Sep 19, 2011 · Amount on Record
Deed Document Number	20227243354
Prior Transfer Date	Aug 12, 2010
Prior Transfer Doc	0005924571
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2012 S OVERBLUFF CT, SPOKANE, WA 99203-3469
Transaction Type	Mortgage
Record Updated	Nov 07, 2022
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007140945
Date	Oct 22, 2021
Instrument	7140945

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 29, 2022
Property Address	2012 S OVERBLUFF CT, SPOKANE, WA 99203-3469
Document Number	0007243354
Instrument Date	Sep 22, 2022
Instrument	7243354
Transaction Type	Transfer
Record Updated	Nov 07, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$21,889.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S OVERBLUFF CT, SPOKANE, WA 99203-3469

Mortgage

Document Number	0007243355
Date	Sep 29, 2022
Instrument	7243355

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,419.00 (+3.26%)	$1,221,400 (+18.41%) Land $375,000 Building $846,400	$1,221,400 (+18.41%) Land $375,000 Building $846,400
2025	$12,027.00 (+19.45%)
2024		$1,031,500 (+29.13%) Land $231,200 Building $800,300	$1,031,500 (+29.13%) Land $231,200 Building $800,300
2023	$10,069.00 (+7.97%)	$798,800 Land $231,200 Building $567,600	$798,800 Land $231,200 Building $567,600
2022	$9,326.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630045001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 4% of Washington
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
Lumen Technologies	DSL	140 / 20
Concept Communications	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Newmax. Availability varies by address; speeds are provider-advertised maximums, not measured.

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