2012 S Lakeshore Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 2012 S Lakeshore Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 1978
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on Record
Last Sale	$388,747 (Mar 2024)
Tax Bill	$6,251 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4220000D0030000R`

Property Details

APN / Parcel Number

Primary APN	`4220000D0030000R`
Alternative APNs	`R18993` `18993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,913 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	1,913 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	252 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2012 S LAKESHORE DR
City	ROCKWALL
State	TX
Zip	75087-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	LAKERIDGE PARK, BLOCK D, LOT 30
Legal Subdivision	LAKERIDGE PARK
Legal Block	D
Legal Lot Number	30
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2001
Census Tract	40303

Owner

Source: Rockwall County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2012 S LAKESHORE DR, ROCKWALL, TX 75087-5102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Mar 26, 2024	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2018	Warranty Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	20245110
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	0000013857
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2012 S LAKESHORE DR, ROCKWALL, TX 75087-5102
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S LAKESHORE DR, ROCKWALL, TX 75087-5102

Mortgage

Document Number	0000005112
Date	Mar 26, 2024
Instrument	20240000005112

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 25, 2027

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2012 S LAKESHORE DR, ROCKWALL, TX 75087-5102
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009246
Date	Apr 15, 2021
Instrument	20210000009246

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2012 S LAKESHORE DR, ROCKWALL, TX 75087-5102
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005111
Date	Mar 26, 2024
Instrument	20240000005111

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 2, 2018
Property Address	2012 S LAKESHORE DR, ROCKWALL, TX 75087-5102
Document Number	0000013857
Instrument Date	Jul 31, 2018
Instrument	13857
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2012 S LAKESHORE DR ROCKWALL TX 750875102, ROCKWALL, TX 75087-5102

Mortgage

Document Number	13858
Date	Aug 2, 2018
Instrument	13858

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,697 (-5.32%) Land $176,000 Building $199,697	$375,697 (-5.32%) Land $176,000 Building $199,697
2025	$6,251.00 (+22.4%)	$396,814 (-5.93%) Land $184,000 Building $212,814	$396,814 (-5.93%) Land $184,000 Building $212,814
2024	$5,107.00 (+16.65%)
2023	$4,378.00 (-15.81%) Homeowner's exemption	$421,839 Land $182,000 Building $239,839	$421,839 Land $182,000 Building $239,839
2021	$5,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: AT&T, Nextlink, T-Mobile.

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