2012 S Flagler Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2012 S Flagler Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 1995
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jul 2019)
Tax Bill	$4,545 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`18-12-32-2750-00320-0040`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00320-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	2,431 sqft
1st Floor Area	1,599 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Driveway	Concrete Driveway
Driveway Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2012 S FLAGLER AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUBD. BLK 32 LOT 4 OR BOOK 90 PAGE 459 OR 278 PG 073 OR 458/437 OR 1660/617-DC OR 1666/193-ACM OR 2257/853- OR 2366/1712
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUBD
Legal Block	32
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3043
Census Tract	60302

Owner

Source: Flagler County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	201924352
Deed Book / Page	2366 / 1712
Last Transfer Date	Sep 18, 2026
Transfer Doc	0000038791
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 24, 2026
Property Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908
Document Number	0000038791
Book / Page	3089 / 733
Instrument Date	Sep 18, 2026
Instrument	202638791
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908

Mortgage

Document Number	0024831919
Date	Oct 8, 2020
Book Page	2483/1919
Instrument	2020040630

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 2, 2019
Property Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908
Document Number	0023661712
Book / Page	2366 / 1712
Map Reference	MB 1 PG 26
Instrument Date	Jun 28, 2019
Instrument	2019024352
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 ARBORDALE ST, 1015, LEHIGH ACRES, FL 33974-7570

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908

Mortgage

Document Number	0023661715
Date	Jul 2, 2019
Instrument	2366-1715

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908
Document Number	0023091400
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1872 FLAGLER BEACH FL 321361872, FLAGLER BEACH, FL 32136-1872

Mortgage

Document Number	0023091400
Date	Oct 3, 2018
Book Page	002309/001400
Instrument	37030

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 2, 2018
Property Address	2012 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3908
Document Number	0022570853
Book / Page	002257 / 000853
Instrument Date	Jan 25, 2018
Instrument	4216
Transaction Type	Transfer
Record Updated	Feb 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2012 S FLAGLER AVE FLAGLER BEACH FL 321363908, FLAGLER BEACH, FL 32136-3908

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,545.00 (+2.97%)	$276,375 (+5.99%)	$428,001 (+7.42%) Land $150,000 Building $278,001
2024	$4,414.00 (+2.87%)
2023	$4,291.00 (+2.78%) Homeowner's exemption	$260,763 (+3%)	$398,433 (+1.98%) Land $134,000 Building $264,433
2022	$4,175.00 Homeowner's exemption	$253,168	$390,689 Land $134,000 Building $256,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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