Spokane County property record for 2012 S Bernard St, Spokane, WA 99203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 1947 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,820 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35301.2501 |
| Primary APN | 35301.2501 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 2,190 sqft |
| 1st Floor Area | 1,095 sqft |
| Basement Area | 1,095 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 595 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,440 sqft (0.171 acres) |
| Lot Dimensions | 120 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 217 sqft |
| Canopy | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2012 S BERNARD ST |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99203-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CANNON HILL PK PT OF L1-2 B14 E120FT OF W125FT OF L1 E120FT OF W125FT OF N12 1/2FT OF L2 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 30 |
| Legal Subdivision | CANNON HILL PK |
| Legal Block | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 5 |
| Census Block | 5038 |
| Census Tract | 4200 |
2012 S Bernard St is owned by an individual who acquired it in June 2022.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 JORDAN ST, EAST PROVIDENCE, RI 02914-1242 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FILO MORTGAGE LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 9, 2022 |
| Transfer Doc | 0007216134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 16, 2022 |
| Property Address | 2012 S BERNARD ST, SPOKANE, WA 99203-2059 |
| Document Number | 0007216134 |
| Map Reference | VOL L PG 44 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 7216134 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007216135 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 7216135 |
| Name | FILO MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2012 S BERNARD ST, SPOKANE, WA 99203-2059 |
| Document Number | 0006867419 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | WFG |
| Name | Verified Name |
|---|---|
| Address | 2012 S BERNARD ST SPOKANE WA 992032059, SPOKANE, WA 99203-2059 |
| Document Number | 0006867419 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 6867419 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE VALLEY, WA 99216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
The 2026 property tax bill for 2012 S Bernard St was $3,820, up 2.8% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,820.00 (+2.8%) | $384,800 (-6.01%) Land $105,000 Building $279,800 | $384,800 (-6.01%) Land $105,000 Building $279,800 |
| 2025 | $3,716.00 (-6.3%) | $409,400 (+6.12%) Land $55,000 Building $354,400 | $409,400 (+6.12%) Land $55,000 Building $354,400 |
| 2024 | $3,966.00 (+5.12%) | $385,800 (+31.22%) Land $50,500 Building $335,300 | $385,800 (+31.22%) Land $50,500 Building $335,300 |
| 2023 | $3,773.00 (+9.71%) | $294,000 Land $46,000 Building $248,000 | $294,000 Land $46,000 Building $248,000 |
| 2022 | $3,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2012 S Bernard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2012 S Bernard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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