2012 Ruddy Rd, Raleigh, NC 27616 Property Records

Wake County property record for 2012 Ruddy Rd, Raleigh, NC 27616

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,315 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Mar 2022)
Tax Bill	$1,412 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1756.03-12-2749 0224384`

Property Details

APN / Parcel Number

Primary APN	`1756.03-12-2749 0224384`
Alternative APNs	`022438401` `0224384`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,315 sqft Heated Area
1st Floor Area	1,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0224384
Old Parcel Number	022438401
Street Address	2012 RUDDY RD
City	RALEIGH
State	NC
Zip	27616-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO276 MALLARD CROSSING SUB PHV BM1996-00765
Legal Township	17
Legal Subdivision	MALLARD CROSSING SUB
Legal Phase	5
Legal Lot Number	276
Jurisdiction	WAKE NC
Township / Civil Division	ST. MATTHEWS
Census Block Group	1
Census Block	1010
Census Tract	54111

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	2012 RUDDY RD, RALEIGH, NC 27616-7208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage PANORAMA MORTGAE GROUP LLC
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Mar 1, 2002 · Amount on Record
Deed Document Number	0018938231
Deed Book / Page	18938 / 231
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 1, 2022
Property Address	2012 RUDDY RD, RALEIGH, NC 27616-7208
Document Number	018938/231
Book / Page	18938 / 231
Map Reference	MB 1996 PG 765
Instrument Date	Feb 24, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3055 ANDREWS AVE, 3055, GOLDSBORO, NC 27530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2012 RUDDY RD, RALEIGH, NC 27616-7208

Mortgage

Document Number	0018938233
Date	Mar 1, 2022
Instrument	18938/233

Lender

Name	PANORAMA MORTGAE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2012 RUDDY RD, RALEIGH, NC 27616-7208
Document Number	173830406
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 RUDDY RD RALEIGH NC 276167208, RALEIGH, NC 27616-7208

Mortgage

Document Number	173830406
Date	Mar 14, 2019
Book Page	017383/000406

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	CALABASAS, CA 91372-9810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	10%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2012 RUDDY RD, RALEIGH, NC 27616-7208
Document Number	167612556
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 RUDDY RD RALEIGH NC 276167208, RALEIGH, NC 27616-7208

Mortgage

Document Number	167612556
Date	Apr 25, 2017
Book Page	016761/002556

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,412.00	$178,552 Land $35,000 Building $143,552	$178,552 Land $35,000 Building $143,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALLARDS CROSSING S/D private · serves 709 people · EPA ID NC0392356
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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