Saratoga County and Malta Town property record for 2012 Rowley Rd, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,314 sqft · built 1995 |
| Lot Size | 3.68 acres (160,301 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Sep 1996) |
| Tax Bill | $7,828 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2018 Sale + 1 more |
| APN | 414089 204.-4-6.13 |
| Primary APN | 414089 204.-4-6.13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| 2nd Floor Area | 792 sqft |
| Upper Floors Area | 208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 160,301 sqft (3.68 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 287 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2012 ROWLEY RD |
|---|---|
| City | MALTA |
| State | NY |
| Zip | 12020-4121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | SIDE: E LOT 3 |
| Legal Block | 4 |
| Legal Lot Number | 6.013 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 61905 |
Source: Saratoga County and Malta Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2012 ROWLEY RD, BALLSTON SPA, NY 12020-4121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit PIONEER BANK |
| Aug 1, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 9, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 1996 · Amount on Record |
| Deed Sale | Sep 23, 1996 · Amount on Record |
| Prior Sale | Jan 4, 1995 · Amount on Record |
| Deed Book / Page | 1445 / 536 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 2012 ROWLEY RD, MALTA, NY 12020-4121 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027209 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022027209 |
| Name | PIONEER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Aug 1, 2018 |
| Property Address | 2012 ROWLEY RD, MALTA, NY 12020-4121 |
| Document Number | 0000023082 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 23082 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 GRANDVIEW DR POESTENKILL NY 121401907, POESTENKILL, NY 12140-1907 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 2012 ROWLEY RD, MALTA, NY 12020-4121 |
| Document Number | 0000011404 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 2012 ROWLEY RD MALTA NY 120204121, MALTA, NY 12020-4121 |
| Document Number | 0000011404 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 11404 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,828.00 | $572,000 (+13.27%) Land $110,200 Building $461,800 | $572,000 (+13.27%) Land $110,200 Building $461,800 |
| 2023 | $505,000 Land $100,200 Building $404,800 | $505,000 Land $100,200 Building $404,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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