2012 River Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 2012 River Rd, Baltimore, MD 21221 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,773 sqft · built 1951
Lot Size0.339 acres (14,760 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Aug 2014)
Tax Bill$4,548 (2024)
Deeds & MortgagesSep 2025 Line of Credit
May 2021 Mortgage
APN15-1506570260

Property Details

APN / Parcel Number

Primary APN15-1506570260
Alternative APN
  • 1506570260

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,773 sqft Living Area
1st Floor Area922 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,760 sqft (0.339 acres)
Lot Dimensions165 ft deep x 100 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1506570260
Street Address2012 RIVER RD
CityBALTIMORE
StateMD
Zip21221-6130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 151,152 CEDAR BEACH
Legal SubdivisionCEDAR BEACH
Legal Block1
Legal Lot Number151
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1008
Census Tract451000

Owner

Source: Baltimore County records · APN 15-1506570260

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2012 RIVER RD, BALTIMORE, MD 21221-6130
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Line of Credit
POINT BREEZE CU
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2014 · Amount on Record
Deed SaleAug 07, 2014 · Amount on Record
Prior SaleFeb 04, 1994 · Amount on Record
Deed Book / Page35236 / 225
Transfer Doc0136540357
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address2012 RIVER RD, BALTIMORE, MD 21221-6130
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0505240082
DateSep 18, 2025
Book Page50524/82
Lender
NamePOINT BREEZE CU
TypeCredit Union
AddressHUNT VALLEY, MD 21031
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address2012 RIVER RD, BALTIMORE, MD 21221-6130
Transaction TypeMortgage
Record UpdatedJun 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0447460041
DateMay 21, 2021
Book Page44746/41
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$303,033 (+21.94%)$330,300 (+32.92%) Land $83,800 Building $246,500
2024$4,548.00 (+113.12%)
2023$2,134.00 Homeowner's exemption$248,500 Land $78,900 Building $169,600$248,500 Land $78,900 Building $169,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Nearby Flood Policies34 in force
Nearby Flood Claims41 (1978–2021)
Claims Outside the SFHA15 of 41
Most Recent ClaimOct 2021, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 28 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
Believe WirelessFixed Wireless (unlicensed)500 / 100

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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