2012 Ridge Cir, Aurora, NE 68818 Property Records

Hamilton County property record for 2012 Ridge Cir, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,117 sqft · built 2013
Lot Size	0.445 acres (19,363 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,792 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3303-33-0-10645-000-2147`

Property Details

APN / Parcel Number

Primary APN	`3303-33-0-10645-000-2147`
Alternative APNs	`3303-00-0-10645-000-2147` `410174097`

Interior

Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,117 sqft Living Area
Gross Area	2,109 sqft
1st Floor Area	2,117 sqft
Basement Area	3,293 sqft
Finished Basement	1,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	19,363 sqft (0.445 acres)
Garage Type	Attached
Garage Area	1,129 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2012 RIDGE CIR
City	AURORA
State	NE
Zip	68818-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 11 NORTHRIDGE SUB
Legal Range	06
Legal Township	11
Legal Section	33
Legal Subdivision	NORTHRIDGE SUB
Legal Lot Number	11
Jurisdiction	HAMILTON NE
Township / Civil Division	6
Census Block Group	2
Census Block	2011
Census Tract	969300

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 RIDGE CIR, AURORA, NE 68818-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Feb 23, 2018	Deed of Trust, Mortgage HERITAGE BANK
Jan 12, 2018	Deed of Trust, Mortgage · Closed-End Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	2012 RIDGE CIR, AURORA, NE 68818-1409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	329/161
Date	Apr 27, 2020
Book Page	329/161
Instrument	2020-00784

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	2012 RIDGE CIR, AURORA, NE 68818-1409
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000314/0000000080
Date	Feb 23, 2018
Book Page	0000000314/0000000080
Instrument	2018-00323

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2033

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	2012 RIDGE CIR, AURORA, NE 68818-1409
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0092
Date	Jan 12, 2018
Book Page	313/152
Instrument	0092

Lender

Name	HERITAGE BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Apr 15, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,240 (+7.66%) Land $65,000 Building $522,240	$587,240 (+7.66%) Land $65,000 Building $522,240
2025	$5,792.00 (-0.19%)	$545,460 (+32.63%) Land $65,000 Building $480,460	$545,460 (+32.63%) Land $65,000 Building $480,460
2023	$5,803.00	$411,270 Land $65,000 Building $346,270	$411,270 Land $65,000 Building $346,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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