2012 Resort St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2012 Resort St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,216 sqft · built 2006
Lot Size	0.676 acres (29,447 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2011)
Tax Bill	$2,499 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1921-01400-0130`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1921-01400-0130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,216 sqft Heated Area
Gross Area	4,505 sqft
1st Floor Area	2,930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	29,447 sqft (0.676 acres)
Garage Type	Mixed
Garage Area	576 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	327 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261921014000130
Street Address	2012 RESORT ST
City	NAVARRE
State	FL
Zip	32566-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA 2ND CORR & AMENDED LOT 13 BLK 14 AS DES IN OR 3047 PG 1128
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	14
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10821

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2012 RESORT ST, NAVARRE, FL 32566-7638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit EGLIN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2011 · Amount on Record
Deed Sale	Mar 29, 2011 · Amount on Record
Prior Sale	Dec 7, 2006 · Amount on Record
Deed Document Number	201111206
Deed Book / Page	3047 / 1128
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2012 RESORT ST, NAVARRE, FL 32566-7638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 RESORT ST, NAVARRE, FL 32566-7638

Mortgage

Document Number	0039990576
Date	Sep 2, 2020
Book Page	3999/576
Instrument	202045491

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2012 RESORT ST, NAVARRE, FL 32566-7638
Document Number	0036210885
Book / Page	003621 / 000885
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2012 RESORT ST NAVARRE FL 325667638, NAVARRE, FL 32566-7638

Mortgage

Document Number	0036210885
Date	May 4, 2017
Book Page	003621/000885
Instrument	17606

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,499.00 (+3.05%) Homeowner's exemption Disabled Person's exemption	$239,408 (+3.43%)	$384,604 (+3.64%) Land $75,000 Building $309,604
2023	$2,425.00 (+3.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$231,464 (+3%)	$371,082 (+7.27%) Land $65,000 Building $306,082
2022	$2,354.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$224,722	$345,934 Land $50,000 Building $295,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

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