2012 Regency Rd, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 2012 Regency Rd, Lexington, KY 40503

Property Summary

Property TypeRestaurant
Details4,560 sqft · built 1967
Lot Size0.65 acres (28,314 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (Jul 2023)
Tax Bill$8,037 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2023 Sale & Mortgage
APN13285002

Property Details

APN / Parcel Number

Primary APN13285002

Interior

Stories1 Story
Building Area4,560 sqft Total Area

Exterior

Year BuiltBuilt 1967
Exterior MaterialCombination
Lot Area28,314 sqft (0.65 acres)
Lot Width150 ft Width
Parking Spaces44 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Street Address2012 REGENCY RD
CityLEXINGTON
StateKY
Zip40503-2309
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeB-1
Legal DescriptionA-032 WARD, THOMAS G PROPERTIES LOT 3; BOOK: 1929 PAGE: 95
Legal SubdivisionSOUTHLAND VILLAGE
Legal BlockA
Legal Lot Number3
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group2
Census Block2011
Census Tract2800

Owner

Source: Lexington-Fayette Urban County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 910626, LEXINGTON, KY 40591-0626
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Jul 26, 2023Deed, Transfer · Seller Carry-Back
MICHAEL J HART ETAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2023 · Amount on Record
Deed SaleJul 26, 2023 · Amount on Record
Deed Document Number202307260100
Deed Book / PageDB 4028 / 294
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Recording DateJul 13, 2026
Property Address2012 REGENCY RD, LEXINGTON, KY 40503-2309
Document Number0000000106
Book / Page11253 / 246
Instrument DateJul 10, 2026
Instrument2026106
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address111 TAHOMA RD, LEXINGTON, KY 40503-2018

Mortgage

Document Number0000000106,
DateJul 13, 2026
Book Page11253/246
Instrument2026106
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 10, 2041
Interest
Rate5.84%
Max Rate-1%

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateJul 26, 2023
Property Address2012 REGENCY RD, LEXINGTON, KY 40503-2309
Document NumberDB4028/294
Book / PageDB 4028 / 294
Map ReferenceCAB A SL 33
Instrument DateJul 24, 2023
Instrument202307260100
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1268 COLONIAL DR, LEXINGTON, KY 40504-2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 910626, LEXINGTON, KY 40591-0626

Mortgage

Document Number202307260101
DateJul 26, 2023
Instrument202307260101
Lender
NameMICHAEL J HART ETAL
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term120 Months
DueJul 24, 2033

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,037.00 (+42.22%)$650,000 (+42.23%)$650,000 (+42.23%)
2023$5,651.00 (-3.19%)$457,000 (-)$457,000 (-)
2022$5,837.00$457,000$457,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims18 (1978–2010)
Claims Outside the SFHA17 of 18
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event
  • Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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