Orange County property record for 2012 Rafton Rd, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,410 sqft · built 2008 |
| Lot Size | 0.195 acres (8,476 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Oct 2017) |
| Tax Bill | $4,234 (2025) |
| Deeds & Mortgages | Apr 2019 Loan Modification Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-28-2522-01-480 |
| Primary APN | 20-21-28-2522-01-480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 3,385 sqft |
| 1st Floor Area | 1,489 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,476 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 351 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2012 RAFTON RD |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-8433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU-ES-GT |
| Legal Description | EMERSON PARK 68/1 LOT 148 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 20 |
| Legal Subdivision | EMERSON PARK |
| Legal Tract | 2522 |
| Legal Block | 1 |
| Legal Lot Number | 148 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 17505 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2012 RAFTON RD, APOPKA, FL 32703-8433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage MICHIGAN MUTUAL |
| Apr 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 31, 2017 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Aug 26, 2008 · Amount on Record |
| Deed Document Number | 2017595084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2012 RAFTON RD, APOPKA, FL 32703-8433 |
| Document Number | 0000304693 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2012 RAFTON RD APOPKA FL 327038433, APOPKA, FL 32703-8433 |
| Document Number | 0000304693 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 304693 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2012 RAFTON RD, APOPKA, FL 32703-8433 |
| Document Number | 0000287432 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2012 RAFTON RD APOPKA FL 327038433, APOPKA, FL 32703-8433 |
| Document Number | 0000287432 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 287432 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 31, 2017 |
| Property Address | 2012 RAFTON RD, APOPKA, FL 32703-8433 |
| Document Number | 0000595084 |
| Map Reference | MB 68 PG 1-17 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 20170595084 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | TITLE & ABSTRACT AGENCY OF A |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2946 SOUTHGATE TER, 2946, ORLANDO, FL 32818-8615 |
| Name | Verified Name |
|---|---|
| Address | 2012 RAFTON RD, APOPKA, FL 32703-8433 |
| Document Number | 0000595085 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 20170595085 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,096 (+2.7%) | $408,080 (-1.26%) Land $80,000 Building $328,080 | |
| 2025 | $4,234.00 (+14.06%) Homeowner's exemption | $273,706 (+5.99%) | $413,290 (+10.66%) Land $80,000 Building $333,290 |
| 2024 | $3,712.00 (+7.04%) | ||
| 2023 | $3,468.00 (+4.49%) Homeowner's exemption | $258,245 (+3%) | $373,491 (+20.38%) Land $80,000 Building $293,491 |
| 2022 | $3,319.00 Homeowner's exemption | $250,723 | $310,268 Land $85,000 Building $225,268 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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