2012 Providence Way, Lodi, CA 95242 Property Records

San Joaquin County property record for 2012 Providence Way, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,346 sqft · built 2002
Lot Size	0.141 acres (6,153 sqft)
Owner	2 Trust Names on File
Last Sale	$685,000 (May 2026)
Tax Bill	$6,233 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`058-480-700-000`

Property Details

APN / Parcel Number

Primary APN	`058-480-700-000`
Alternative APN	`058-480-70`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,346 sqft Living Area
1st Floor Area	2,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	6,153 sqft (0.141 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	058-480-70
Street Address	2012 PROVIDENCE WAY
City	LODI
State	CA
Zip	95242-4755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-FM PT OF 058-230-18 PER CENTURY MEADOWS FOUR #1
Legal Subdivision	CENTURY MEADOWS 04
Legal Block	2
Legal Lot Number	70
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2011
Census Tract	4305

Owner

2012 Providence Way is held in a trust since May 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2012 PROVIDENCE WAY, LODI, CA 95242-4755
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Nov 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EXCEL REALTY & MORTGAGE INC
Nov 16, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Document Number	202647201
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	0000196577
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 22, 2026
Property Address	2012 PROVIDENCE WAY, LODI, CA 95242-4755
Document Number	0000047201
Instrument Date	May 15, 2026
Instrument	202647201
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,103.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2012 PROVIDENCE WAY, LODI, CA 95242-4755

Mortgage

Document Number	0000047202,
Date	May 22, 2026
Instrument	202647202

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 29, 2021
Property Address	2012 PROVIDENCE WAY, LODI, CA 95242-4755
Document Number	0000196577
Map Reference	MB 36 PG 11
Instrument Date	Nov 23, 2021
Instrument	2021-196577
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2012 PROVIDENCE WAY, LODI, CA 95242-4755

Mortgage

Document Number	0000196578
Date	Nov 29, 2021
Instrument	2021-196578

Lender

Name	EXCEL REALTY & MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 16, 2020
Property Address	2012 PROVIDENCE WAY, LODI, CA 95242-4755
Document Number	0000157465
Instrument Date	Nov 12, 2020
Instrument	157465
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2012 PROVIDENCE WAY LODI CA 952424755, LODI, CA 95242-4755

Tax Assessment & Valuation

The 2026 property tax bill for 2012 Providence Way was $6,233, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,233.00 (+0.32%)
2025	$6,213.00	$573,687 Land $97,418 Building $476,269
2023	$5,974.00 (+2.28%)	$551,412 Land $93,636 Building $457,776	$583,470
2022	$5,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2012 Providence Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2012 Providence Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband, Verizon.

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