2012 Onecco Ct, Clermont, FL 34714 Property Records

Lake County property record for 2012 Onecco Ct, Clermont, FL 34714

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 1996
Lot Size0.205 acres (8,930 sqft)
OwnerIndividual Name on File
Last Sale$312,000 (Apr 2022)
Tax Bill$4,481 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Feb 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-24-26-0830-000-34100

Property Details

APN / Parcel Number

Primary APN22-24-26-0830-000-34100
Alternative APN
  • 3577698

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area1,408 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area8,930 sqft (0.205 acres)
Lot Width84 ft Width
Garage TypeFinished
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area319 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3577698
Street Address2012 ONECCO CT
CityCLERMONT
StateFL
Zip34714-7204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREATER GROVES PHASE 3 SUB LOT 341 PB 34 PGS 79-80 ORB 5943 PG 1815
Legal Range26E
Legal Township24S
Legal Section22
Legal SubdivisionGREATER GROVES
Legal Phase3
Legal Tract830
Legal Lot Number341
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1022
Census Tract31324

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2012 ONECCO CT, CLERMONT, FL 34714-7204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 8, 2019Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
May 20, 2013Loan Modification, Mortgage · Conventional Mortgage
CITIMORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2022 · Amount on Record
Deed SaleApr 26, 2022 · Amount on Record
Prior SaleMay 1, 1996 · Amount on Record
Deed Document Number2022057346
Deed Book / Page5943 / 1815
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 26, 2022
Property Address2012 ONECCO CT, CLERMONT, FL 34714-7204
Document Number0059431815
Book / Page5943 / 1815
Map ReferenceMB 34 PG 79&80
Instrument DateApr 7, 2022
Instrument2022057346
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,184.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8960 MORNING GROVE CV, CORDOVA, TN 38018-7400

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 ONECCO CT, CLERMONT, FL 34714-7204

Mortgage

Document Number0059431821
DateApr 26, 2022
Instrument5943/1821
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address2012 ONECCO CT, CLERMONT, FL 34714-7204
Document Number0052370257
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2012 ONECCO CT CLERMONT FL 347147204, CLERMONT, FL 34714-7204

Mortgage

Document Number0052370257
DateFeb 15, 2019
Book Page005237/000257
Instrument18065
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 14, 2039
Interest
Rate TypeAdjustable Rate

May 2013: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address2012 ONECCO CT, CLERMONT, FL 34714-7204
Document Number0050191782
Book / Page005019 / 001782
Instrument DateMay 20, 2013
Transaction TypeMortgage
Record UpdatedNov 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 ONECCO CT CLERMONT FL 347147204, CLERMONT, FL 34714-7204

Mortgage

Document Number0050191782
DateOct 31, 2017
Book Page005019/001782
Instrument115571
Lender
NameCITIMORTGAGE
TypeMortgage Company
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 30, 2042
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$280,815 (+2.64%) Land $92,750 Building $188,065$280,815 (+2.64%) Land $92,750 Building $188,065
2024$4,481.00 (+5.58%)
2023$4,244.00 (+147.18%) Homeowner's exemption$273,581 (+189.29%)$273,581 (+11.61%) Land $92,750 Building $180,831
2022$1,717.00 Homeowner's exemption$94,570$245,122 Land $75,250 Building $169,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC SOUTH
private · serves 13,198 people · EPA ID FL3354881
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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