2012 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 2012 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,296 sqft · built 2003
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Trust Names on File
Last Sale	$665,000 (Sep 2018)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`6314.15.74.3043000`

Property Details

APN / Parcel Number

Primary APN	`6314.15.74.3043000`
Alternative APNs	`533741` `67620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,296 sqft Heated Area
Gross Area	1,408 sqft
1st Floor Area	48 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	124 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	792 sqft
Carport	Carport
Carport Area	792 sqft

Exterior Amenities

Pool Area	332 sqft
Porch	Porch
Porch Area	112 sqft
Deck Area	4 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	67620
Street Address	2012 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L77 79 B47 EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	74
Legal Lot Number	77,79
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1091
Census Tract	970903

Owner

2012 Ocean Dr is held in a trust since March 2026.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3402 PRINCE WILLIAM DR, FAIRFAX, VA 22031-3044
Owner Type	Company
Vesting	Trust, Personal Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVTRS MTG
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Prior Sale	Jul 3, 2012 · Amount on File
Deed Document Number	20181618374
Deed Book / Page	1618 / 374
Last Transfer Date	Mar 2, 2026
Transfer Doc	0018810335
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Mar 27, 2026
Property Address	2012 OCEAN DR, EMERALD ISLE, NC 28594
Document Number	0018810335
Book / Page	1881 / 335
Map Reference	MB 3 PG 60
Instrument Date	Mar 2, 2026
Instrument	1881335
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 PRINCE WILLIAM DR, FAIRFAX, VA 22031-3044

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	2012 OCEAN DR, EMERALD ISLE, NC 28594
Document Number	0166720229
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2012 OCEAN DR EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594

Mortgage

Document Number	0166720229
Date	Mar 26, 2020
Book Page	016672/000229

Lender

Name	CORPORATE INVTRS MTG
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 25, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 4, 2018
Property Address	2012 OCEAN DR, EMERALD ISLE, NC 28594
Document Number	0016180374
Book / Page	1618 / 374
Map Reference	MB3 PG60
Instrument Date	Aug 30, 2018
Instrument	1618374
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4812 S SHORE DR, 4812, MOREHEAD CITY, NC 28557-2761

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 STAGS HEZP CT, CARY, NC 27519-2852

Mortgage

Document Number	0016180375
Date	Sep 4, 2018
Book Page	1618/375
Instrument	1618375

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2012 Ocean Dr was $4,106.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,123,466 (+0.91%) Land $585,735 Building $537,731	$1,123,466 (+0.91%) Land $585,735 Building $537,731
2025	$4,106.00	$1,113,302 Land $585,735 Building $527,567	$1,113,302 Land $585,735 Building $527,567
2023		$504,896 Land $278,100 Building $226,796	$504,896 Land $278,100 Building $226,796
2022	$2,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2012 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2012 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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