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2012 Lambert Rd, Berea, KY 40403 Property Records

Rockcastle County property record for 2012 Lambert Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,028 sqft · built 1985
Lot Size9 acres (392,040 sqft)
Owner2 Individual Names on Record
Last Sale$382,000 (Apr 2026)
Tax Bill$813 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN028-00-010.01

Property Details

APN / Parcel Number

Primary APN028-00-010.01
Alternative APNs
  • 1583101
  • 1372601
  • 56801

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,028 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area392,040 sqft (9 acres)
Garage TypeAttached
Garage Area1,152 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Water SourceCommercial

Location & Zoning

Account Number1372601
Street Address2012 LAMBERT RD
CityBEREA
StateKY
Zip40403-8681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9 ACRES & HOUSE
JurisdictionROCKCASTLE KY
Township / Civil DivisionCONWAY
Census Block Group2
Census Block2004
Census Tract950100

Owner

Source: Rockcastle County records, as of May 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2012 LAMBERT RD, BEREA, KY 40403-8681
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 21, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleJul 2, 2025 · Amount on Record
Deed Document Number2026
Deed Book / Page302 / 163
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateApr 21, 2026
Property Address2012 LAMBERT RD, BEREA, KY 40403-8681
Document Number0302000163
Book / Page302 / 163
Instrument DateApr 21, 2026
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyBLUEGRASS LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38,582.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address2012 LAMBERT RD, BEREA, KY 40403-8681

Mortgage

Document Number0369000280,
DateApr 21, 2026
Book Page369/280
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Recording DateApr 21, 2026
Property Address2012 LAMBERT RD, BEREA, KY 40403-8681
Document Number0369000280
Book / Page369 / 280
Instrument DateApr 20, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE (RECORDING SERVIC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9329 E SYCAMORE PL, INVERNESS, FL 34450-5324

Mortgage

Document Number0369000280,
DateApr 21, 2026
Book Page369/280
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$813.00 (+192.45%) Homeowner's exemption$100,000 (+25%)$100,000 (+25%)
2023$278.00$80,000$80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN ROCKCASTLE WATER ASSOC
private · serves 12,623 people · EPA ID KY1020891
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL		2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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