2012 Lakeridge Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 2012 Lakeridge Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2016
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (May 2023)
Tax Bill	$4,297 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-17-548532-000230`

Property Details

APN / Parcel Number

Primary APN	`26-28-17-548532-000230`
Alternative APNs	`172826548532000230` `72826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,760 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	203 sqft

Location & Zoning

Street Address	2012 LAKERIDGE DR
City	WINTER HAVEN
State	FL
Zip	33881-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKERIDGE ESTATES PB 139 PGS 5 & 6 LOT 23
Legal Range	26E
Legal Township	28S
Legal Section	17
Legal Subdivision	LAKERIDGE ESTATES
Legal Tract	548532
Legal Block	2
Legal Lot Number	23
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2020
Census Tract	13500

Owner

2012 Lakeridge Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2012 LAKERIDGE DR, WINTER HAVEN, FL 33881-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME ACCESS FINANCIAL LLC
Sep 2, 2022	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	2023122818
Deed Book / Page	12705 / 100
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 25, 2023
Property Address	2012 LAKERIDGE DR, WINTER HAVEN, FL 33881-1401
Document Number	0000122818
Book / Page	12705 / 100
Map Reference	MB 139 PG 5&6
Instrument Date	May 17, 2023
Instrument	2023122818
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2012 LAKERIDGE DR, WINTER HAVEN, FL 33881-1401

Mortgage

Document Number	0012705102
Date	May 25, 2023
Instrument	12705/102

Lender

Name	HOME ACCESS FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 2, 2022
Property Address	2012 LAKERIDGE DR, WINTER HAVEN, FL 33881-1401
Document Number	0000240142
Book / Page	12405 / 1463
Map Reference	MB 139 PG 5&6
Instrument Date	Aug 30, 2022
Instrument	2022240142
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,160.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 EDGEWATER DR # 1293, 1317, ORLANDO, FL 32804-6350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2012 Lakeridge Dr was $4,297 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,647 (-1.42%) Land $42,000 Building $223,647	$265,647 (-1.42%) Land $42,000 Building $223,647
2025	$4,297.00 Homeowner's exemption	$269,485 Land $42,000 Building $227,485	$269,485 Land $42,000 Building $227,485
2023	$4,924.00 (+167.32%)	$255,706 (+85.68%) Land $40,000 Building $215,706	$255,706 (-2.33%) Land $40,000 Building $215,706
2022	$1,842.00 Homeowner's exemption	$137,716	$261,811 Land $33,000 Building $228,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2012 Lakeridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2012 Lakeridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier.

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