Black Hawk County property record for 2012 Lafayette St, Waterloo, IA 50703
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,646 sqft · built 1902 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $34,500 (Feb 2018) |
| Tax Bill | $1,502 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8912-30-304-005 |
| Primary APN | 8912-30-304-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Total Area |
| 1st Floor Area | 788 sqft |
| Basement Area | 858 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,500 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 186 sqft |
| Patio Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 2012 LAFAYETTE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5136 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | GUENTHERS OUT LOTS PART OF LOT 2 COM ON NELY LINE LOT AT A PT 47.6 FT SE OF NW COR OF LOT TH S & PAR TO W LINE LOT 99.45 FT |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | GUENTHERS OUT LOTS |
| Legal Lot Number | 2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 800 |
2012 Lafayette St, a duplex, is owned by an individual who bought it in February 2018.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1222 W 7TH ST, WATERLOO, IA 50702-3004 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2018 · Amount on File |
| Deed Sale | Feb 21, 2018 · Amount on File |
| Prior Sale | Nov 15, 2005 · Amount on File |
| Deed Document Number | 201813654 |
| Prior Transfer Date | Aug 25, 2005 |
| Prior Transfer Doc | 2006005422 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2012 Lafayette St was $1,502, up 15.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,502.00 (+15.54%) | $73,560 Land $5,300 Building $68,260 | $73,560 Land $5,300 Building $68,260 |
| 2024 | $1,300.00 | ||
| 2023 | $59,910 (+4.34%) Land $5,300 Building $54,610 | $59,910 Land $5,300 Building $54,610 | |
| 2022 | $1,262.00 | $57,420 Land $5,300 Building $52,120 | |
| 2021 | $57,420 Land $5,300 Building $52,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2012 Lafayette St in Zone X, where a levee reduces flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1978–2013) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2012 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, Waterloo Fiber.
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