2012 Joanne Dr, Troy, MI 48084 Property Records

Oakland County property record for 2012 Joanne Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,042 sqft · built 1969
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$541,500 (Dec 2021)
Tax Bill$7,315 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-19-226-016

Property Details

APN / Parcel Number

Primary APN88-20-19-226-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,042 sqft Living Area
1st Floor Area1,793 sqft
Basement Area1,452 sqft
Unfinished Basement1,793 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions150 ft deep x 115 ft wide
Garage Area449 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2012 JOANNE DR
CityTROY
StateMI
Zip48084-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 19 TROY ESTATES SUB. LOT 27
Legal Range11E
Legal Township2N
Legal Section19
Legal SubdivisionTROY ESTATES SUB
Legal Lot Number27
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2009
Census Tract196700

Owner

2012 Joanne Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2012 JOANNE DR, TROY, MI 48084-1129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE LLC
Jan 2, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2021 · Amount on File
Deed SaleDec 23, 2021 · Amount on File
Deed Document Number2021137
Deed Book / Page57224 / 755
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 23, 2021
Property Address2012 JOANNE DR, TROY, MI 48084-1129
Document Number0000282137
Book / Page57224 / 755
Map ReferenceLB 118 PG 16-18
Instrument DateNov 23, 2021
Instrument282137
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySTG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,061.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7575 USBORNE RD, LAKE ODESSA, MI 48849-9601

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 JOANNE DR, TROY, MI 48084-1129

Mortgage

Document Number0057222662
DateDec 23, 2021
Instrument57222/662
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2012 JOANNE DR, TROY, MI 48084-1129
Document Number0000013654
Instrument DateJan 2, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2012 JOANNE DR TROY MI 480841129, TROY, MI 48084-1129

Mortgage

Document Number0000013654
DateJan 17, 2020
Book Page053729/000292
Instrument13654
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 16, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2012 Joanne Dr was $7,315 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,315.00
2023$428,080
2022$7,424.00$214,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2012 Joanne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2012 Joanne Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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