San Diego County property record for 2012 James Gaynor St, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,285 sqft · built 2011 |
| Lot Size | 0.351 acres (15,279 sqft) |
| Owner | Company Name on File |
| Last Sale | $640,000 (Nov 2013) |
| Tax Bill | $4,604 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-451-32-00 |
| Primary APN | 105-451-32-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,285 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 15,279 sqft (0.351 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2012 JAMES GAYNOR ST |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 78 TR 015753 |
| Legal Subdivision | FALLBROOK 5195-2 |
| Legal Tract | 015753 |
| Legal Block | 3 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 19001 |
2012 James Gaynor St is owned by a company that acquired it in July 2014 and is owner-occupied.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2012 JAMES GAYNOR ST, FALLBROOK, CA 92028-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2013 · Amount on File |
| Deed Sale | Nov 13, 2013 · Amount on File |
| Prior Sale | Dec 3, 2010 · Amount on File |
| Deed Document Number | 2013672299 |
| Last Transfer Date | Jul 19, 2014 |
| Transfer Doc | 0000311090 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2012 JAMES GAYNOR ST, FALLBROOK, CA 92028-2630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 2012 JAMES GAYNOR ST, FALLBROOK, CA 92028-2630 |
| Document Number | 0000274521 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021-0274521 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 2012 James Gaynor St was $4,604 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $441,858 (+2%) Land $206,402 Building $235,456 | |
| 2025 | $4,604.00 Homeowner's exemption | $433,195 Land $202,355 Building $230,840 |
| 2023 | $4,362.00 (-0.02%) Homeowner's exemption | $416,376 Land $194,499 Building $221,877 |
| 2022 | $4,363.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2012 James Gaynor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2012 James Gaynor St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALLBROOK PUD serves 35,237 people · EPA ID CA3710008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
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