2012 Golden Lake Loop, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2012 Golden Lake Loop, Saint Augustine, FL 32084

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,004 sqft · built 2017
Owner	2 Individual Names on Record
Last Sale	$223,300 (Sep 2024)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086944-2007`

Property Details

APN / Parcel Number

Primary APN	`086944-2007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017

Location & Zoning

Street Address	2012 GOLDEN LAKE LOOP
City	SAINT AUGUSTINE
State	FL
Zip	32084-5894
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR4017/803) LOFTS AT SEBASTIAN COVE II (THE) CONDO PH 20 BLDG 20 UNIT 20-7 OR6014/1478
Legal Range	29E
Legal Township	07S
Legal Section	04
Legal Subdivision	LOFTS AT SEBASTIAN COVE
Legal Phase	20
Legal Block	1
Legal Lot Number	7
Legal Unit	20
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1021
Census Tract	20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5894
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 4, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	202469921
Deed Book / Page	6014 / 1478
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2012 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5894
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 GOLDEN LAKE LOOP, ST AUGUSTINE, FL 32084-5894

Mortgage

Document Number	0056470224
Date	Oct 11, 2022
Book Page	5647/224
Instrument	2022095163

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 4, 2024
Property Address	2012 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5894
Document Number	0060141478
Book / Page	6014 / 1478
Map Reference	MB 4017 PG 803
Instrument Date	Aug 27, 2024
Instrument	2024069921
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,563.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4077 NEW HAMPSHIRE RD, ELKTON, FL 32033-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2012 GOLDEN LAKE LOOP, ST AUGUSTINE, FL 32084-5894

Mortgage

Document Number	2024069922
Date	Sep 4, 2024
Instrument	2024069922

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,000 (-) Building $192,000	$192,000 (-) Building $192,000
2025	$2,072.00 (-17.35%) Homeowner's exemption	$192,000 (-3.52%)	$192,000 (-3.52%)
2024	$2,507.00 (+111.56%) Homeowner's exemption	$199,000 (+50.39%)	$199,000 (-3.18%)
2023	$1,185.00 (+3.4%) Homeowner's exemption	$132,326 (+3%)	$205,530 (+34.33%)
2022	$1,146.00 Homeowner's exemption	$128,472	$153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Golden Lake Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures