2012 Forres Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2012 Forres Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1900
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2020)
Tax Bill	$5,266 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-2320-0041-00-1`

Property Details

APN / Parcel Number

Primary APN	`76-2320-0041-00-1`
Alternative APN	`11-76-2320-0041-00-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	512 sqft
Basement Area	512 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	127 ft deep x 49 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2012 FORRES AVE
City	SAINT JOSEPH
State	MI
Zip	49085-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - C
Legal Description	LOT 41 ASSESSORS PLAT OF FORRES HILLS BEING A SUBDN OF UNIV LOTS 44 53 60 & 69 SEC 26 T4S R19W
Legal Range	19W
Legal Township	04S
Legal Section	26
Legal Subdivision	FORRES HILLS
Legal Lot Number	41-44
Legal Unit	41,4
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2017
Census Tract	802

Owner

Source: Berrien County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 FORRES AVE, SAINT JOSEPH, MI 49085-1607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Quit Claim Deed, Transfer · Line of Credit MORTGAGE MORTGAGE
Dec 16, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Book / Page	3281 / 463
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000469631
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 3, 2026
Property Address	2012 FORRES AVE, SAINT JOSEPH, MI 49085-1607
Document Number	0000469631
Book / Page	3486 / 2506
Instrument Date	Aug 28, 2026
Instrument	2026469631
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 FORRES AVE, SAINT JOSEPH, MI 49085-1607

Mortgage

Document Number	0000469632,
Date	Sep 3, 2026
Book Page	3486/2509
Instrument	2026469632

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 16, 2020
Property Address	2012 FORRES AVE, SAINT JOSEPH, MI 49085-1607
Document Number	03304/3106
Book / Page	3304 / 3106
Map Reference	LB 9 PG 3
Instrument Date	Dec 6, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 DANADA DR, WHEATON, IL 60189-2042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 DANADA DR, WHEATON, IL 60189-2042

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 6, 2020
Property Address	2012 FORRES AVE, SAINT JOSEPH, MI 49085-1607
Document Number	003281/463
Book / Page	3281 / 463
Map Reference	LB 9 PG 3
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 DANADA DR, WHEATON, IL 60189-2042

Mortgage

Document Number	0003281464
Date	Jul 6, 2020
Instrument	3281/464

Lender

Name	COMPASS MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	421 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,100 (+14.03%)	$216,200 (+14.03%)
2025	$5,266.00 (+12.47%)
2023		$94,800	$189,600
2022	$4,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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