2012 Elm St, Yankton, SD 57078 Property Records

Yankton County property record for 2012 Elm St, Yankton, SD 57078

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,008 sqft · built 1980
Lot Size0.212 acres (9,235 sqft)
Owner2 Individual Names on File
Last Sale$113,000 (Mar 2005)
Tax Bill$2,350 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN78.190.003.100

Property Details

APN / Parcel Number

Primary APN78.190.003.100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Basement Area1,008 sqft
Finished Basement1,008 sqft
Unfinished Basement1,008 sqft
FlooringLaminate Plank

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,235 sqft (0.212 acres)
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area1,008 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2012 ELM ST
CityYANKTON
StateSD
Zip57078-2129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2 & S10 N2 LT 9 & ALL LOT 10 BLK 3 ELMS ADDN
Legal SubdivisionELMS ADDN
Legal Block3
Legal Lot Number9,10
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group3
Census Block3003
Census Tract966302

Owner

2012 Elm St is owned and occupied by two individuals who acquired it in June 2015.

Source: Yankton County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address2012 ELM ST, YANKTON, SD 57078-2129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2005 · Amount on File
Deed SaleMar 2, 2005 · Amount on File
Deed Book / Page454 / 34
Last Transfer DateJun 16, 2015
Transfer Doc524/278
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address2012 ELM ST, YANKTON, SD 57078-2129
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 ELM ST, YANKTON, SD 57078-2129

Mortgage

Document Number556/426
DateFeb 8, 2021
Book Page556/426
Lender
NameEXPLORERS CU
TypeCredit Union
AddressYANKTON, SD 57078
Agreement
AmountAmount on Record
Term240 Months
DueFeb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 2012 Elm St was $2,350.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,600 (-) Land $16,300 Building $160,300$176,600 Land $16,300 Building $160,300
2025$2,350.00$176,600 Land $16,300 Building $160,300
2023$169,600 Land $16,300 Building $153,300
2022$2,510.00
2021$142,000 Land $14,800 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2012 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2001–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2012 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

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