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2012 Edgewater Dr, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 2012 Edgewater Dr, Charlotte, NC 28210

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,766 sqft · built 1960
Lot Size0.267 acres (11,654 sqft)
OwnerCompany Name on File
Tax Bill$3,898 (2023)
Deeds & MortgagesDec 2022 Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN173-112-42

Property Details

APN / Parcel Number

Primary APN173-112-42

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,766 sqft Heated Area
Gross Area1,786 sqft
1st Floor Area1,190 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,654 sqft (0.267 acres)
PorchPorch
Porch Area20 sqft
Patio Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number173-112-42
Street Address2012 EDGEWATER DR
CityCHARLOTTE
StateNC
Zip28210-5328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL93 B20 M9-153
Legal SubdivisionSTARMOUNT 04
Legal Block20
Legal Lot Number93
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract3106

Owner

2012 Edgewater Dr is owned by a company that acquired it in December 2015.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordCompany Name on File
Mailing Address6836 CARNEGIE BLVD STE 320, 320, CHARLOTTE, NC 28211-4399
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Commercial Mortgage
ROYAL BANK OF CANADA
Jul 6, 2018Grant Deed, Mortgage · Line of Credit
COMMONWEALTH ANNUITY & LIFE IN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2014
Deed SaleNov 3, 2014
Prior SaleNov 3, 2014 · Amount on File
Deed Document Number0000127644
Deed Book / Page029546 / 000843
Last Transfer DateDec 2, 2015
Transfer Doc0000155974
Record UpdatedJun 7, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2012 EDGEWATER DR, CHARLOTTE, NC 28210-5328
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164318
DateDec 15, 2022
Book Page37829/422
Instrument2022164318
Lender
NameROYAL BANK OF CANADA
TypeBank
AddressNEW YORK, NY 10281
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term35 Months
DueNov 7, 2025

July 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateJul 6, 2018
Property Address2012 EDGEWATER DR, CHARLOTTE, NC 28210-5328
Book / Page032811 / 000551
Instrument DateJun 29, 2018
Instrument84420
Transaction TypeMortgage
Record UpdatedAug 2, 2018
Title CompanyWESTCOR INVESTOR SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #300 CHARLOTTE NC 282114399, 300, CHARLOTTE, NC 28211-4399

Mortgage

Document Number0000084420
DateJul 6, 2018
Book Page032811/000551
Instrument84420
Lender
NameCOMMONWEALTH ANNUITY & LIFE IN
Address4 WORLD TRADE CTR # 51ST, NEW YORK, NY 10007-2366
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2012 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2012 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARK SOUTH S/D
private · serves 1,930 people · EPA ID NC2060089
Water SourcePurchased surface water from CHARLOTTE WATER
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Google Fiber.

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