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2012 Echo Ridge Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2012 Echo Ridge Rd, Charlottesville, VA 22911 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,268 sqft · built 1992
Lot Size0.396 acres (17,250 sqft)
OwnerIndividual Name on File
Tax Bill$5,321 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN046B3-00-0M-00800

Property Details

APN / Parcel Number

Primary APN046B3-00-0M-00800
Alternative APN
  • 12523

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,268 sqft Finished Area
Basement Area1,120 sqft
Finished Basement550 sqft
Unfinished Basement570 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialWood
Lot Area17,250 sqft (0.396 acres)
View / LotProximity to Airport

Exterior Amenities

PorchSlab
Porch Area232 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address2012 ECHO RIDGE RD
CityCHARLOTTESVILLE
StateVA
Zip22911-7220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST LAKES M 8 PH-I
Legal SubdivisionFOREST LAKES
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1008
Census Tract10303

Owner

Source: Albemarle County records · APN 046B3-00-0M-00800

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2012 ECHO RIDGE RD, CHARLOTTESVILLE, VA 22911-7220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Sep 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2012 ECHO RIDGE RD, CHARLOTTESVILLE, VA 22911-7220
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 ECHO RIDGE RD, CHARLOTTESVILLE, VA 22911-7220

Mortgage

Document Number202500009287
DateOct 06, 2025
Instrument202500009287
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2012 ECHO RIDGE RD, CHARLOTTESVILLE, VA 22911-7220
Transaction TypeMortgage
Record UpdatedOct 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5605/589
DateSep 10, 2021
Book Page5605/589
Instrument2021-00015530
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,321.00 (+4.27%)$595,200 (+22.14%) Land $193,300 Building $401,900$595,200 (+22.14%) Land $193,300 Building $401,900
2025$5,103.00 (+22.64%)
2023$4,161.00$487,300 Land $152,900 Building $334,400$487,300 Land $152,900 Building $334,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Ting FiberFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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