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2012 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2012 E Main St, Chattanooga, TN 37404 · Last verified January 2026

Property Summary

Property TypeTriplex
Details2 ba · 6,709 sqft · built 1945
Lot Size0.255 acres (11,130 sqft)
Owner2 Individual Names on File
Tax Bill$2,254 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Dec 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN156B H 001

Property Details

APN / Parcel Number

Primary APN156B H 001
Alternative APN
  • 0000089985

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,709 sqft Total Area

Exterior

Year BuiltBuilt 1945
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,130 sqft (0.255 acres)
Lot Dimensions159 ft deep x 70 ft wide
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Account Number0000089985
Street Address2012 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37404-5111
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal DescriptionLT 6 PT 5 BLK 1 OAK GROVE ADDN PB 3 PG 1
Legal SubdivisionOAK GROVE ADDN
Legal Block1
Legal Lot Number6
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2001
Census Tract2600

Owner

Source: Hamilton County records · APN 156B H 001

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1603 FAGAN ST APT 303, 303, CHATTANOOGA, TN 37408-2235
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Line of Credit
TOWER COMMUNITY BANK
Dec 08, 2025Deed of Trust, Mortgage
TOWER COMMUNITY BANK
Feb 23, 2018Quit Claim Deed, Transfer
CHATTANOOGA TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleJan 15, 2016
Last Transfer DateFeb 23, 2018
Transfer Doc0000000192
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2012 E MAIN ST, CHATTANOOGA, TN 37404-5111
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 FAGAN ST, CHATTANOOGA, TN 37408-2212
InvestorPossibly a Property Investor

Mortgage

Document Number0000000048
DateJan 29, 2026
Book Page14178/271
Instrument2026012900048
Lender
NameTOWER COMMUNITY BANK
TypeBank
AddressJASPER, TN 37347
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJan 16, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2012 E MAIN ST, CHATTANOOGA, TN 37404-5111
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanyUNKNOWN, CHOICE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 FAGAN ST, CHATTANOOGA, TN 37408-2212

Mortgage

Document Number0000000213
DateDec 08, 2025
Book Page14131/96
Instrument2025120800213
Lender
NameTOWER COMMUNITY BANK
TypeBank
AddressJASPER, TN 37347
Agreement
AmountAmount Recorded
Term239 Months
DueNov 20, 2045

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateFeb 23, 2018
Property Address2012 E MAIN ST, CHATTANOOGA, TN 37404-5111
Document Number0000000192
Book / Page011277 / 000728
Instrument DateFeb 15, 2018
Instrument192
Transaction TypeTransfer
Record UpdatedMar 08, 2018
Title CompanyCHATTANOOGA TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2012 FAST MAIN ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,254.00 (+10.76%)$148,720 (+63.43%)$371,800 (+63.43%) Land $222,300 Building $149,500
2024$2,035.00$91,000 (-)$227,500 (-) Land $55,600 Building $171,900
2023$2,035.00$91,000 (-)$227,500 (-) Land $55,600 Building $171,900
2022$2,035.00$91,000$227,500 Land $55,600 Building $171,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650026002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1982–2010)
Claims Outside the SFHA4 of 17
Most Recent ClaimNov 2010, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Sep 2004 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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