2012 E 20th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2012 E 20th St, Chattanooga, TN 37404

Property Summary

Property TypeVacant Land
Details1 ba · 1,238 sqft · built 1940
Lot Size0.101 acres (4,400 sqft)
OwnerCompany Name on File
Last Sale$78,000 (Jun 2019)
Tax Bill$170 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2020 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN156G B 008

Property Details

APN / Parcel Number

Primary APN156G B 008

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,238 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Street Address2012 E 20TH ST
CityCHATTANOOGA
StateTN
Zip37404-6218
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR2
Legal DescriptionLT 8 BLK 18 IDA LANDRESS RESUB LTS 8 9 10 11 OAK GROVE PARK PB6 PG48
Legal SubdivisionLANDRESS IDA RESUB
Legal Block18
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2022
Census Tract2600

Owner

Source: Hamilton County records · APN 156G B 008

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2710 LOCUST ST, NASHVILLE, TN 37207-4036
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Commercial Mortgage
PERSONS BANKING COMPANY
Sep 08, 2020Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK NA
Jun 07, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jun 29, 2017Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2019 · Amount on Record
Deed SaleJun 07, 2019 · Amount on Record
Deed Document Number2019118
Deed Book / Page11662 / 983
Prior Transfer DateSep 17, 1996
Prior Transfer Doc0047770519
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2012 E 20TH ST, CHATTANOOGA, TN 37404-6218
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2710 LOCUST ST, NASHVILLE, TN 37207-4036

Mortgage

Document Number0000000026
DateFeb 03, 2026
Book Page14182/401
Instrument2026020300026
Lender
NamePERSONS BANKING COMPANY
TypeBank
AddressPORTLAND, TN 37148
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2012 E 20TH ST, CHATTANOOGA, TN 37404-6218
Document Number0909000301
Instrument DateSep 08, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2710 LOCUST ST NASHVILLE TN 372074036, NASHVILLE, TN 37207-4036

Mortgage

Document Number0909000301
DateSep 09, 2020
Book Page012145/000311
Instrument200909000301
Lender
NameFIFTH THIRD BK NA
Address424 CHURCH ST # 600, NASHVILLE, TN 37219-3325
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 07, 2019
Property Address2012 E 20TH ST, CHATTANOOGA, TN 37404-6218
Document Number0607000118
Book / Page011662 / 000983
Instrument DateJun 04, 2019
Instrument190607000118
Transaction TypeTransfer
Record UpdatedJun 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$288.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2710 LOCUST ST NASHVILLE TN 372074036, NASHVILLE, TN 37207-4036

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJun 29, 2017
Property Address2012 E 20TH ST, CHATTANOOGA, TN 37404-6218
Document Number0000000113
Book / Page011087 / 000827
Instrument DateJun 23, 2017
Instrument113
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7796 PRINCE DR OOLTEWAH TN 373637130, OOLTEWAH, TN 37363-7130

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$170.00 (+448.39%)$11,250 (+703.57%)$45,000 (+703.57%) Land $45,000
2024$31.00$1,400 (-)$5,600 (-) Land $5,600
2023$31.00$1,400 (-)$5,600 (-) Land $5,600
2022$31.00$1,400$5,600 Land $5,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1982–2010)
Claims Outside the SFHA4 of 17
Most Recent ClaimNov 2010 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 197 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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