Madison County property record for 2012 Deerfield Ln, Richmond, KY 40475 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $471,000 (Dec 2023) |
| Tax Bill | $3,978 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0025-0000-0121 |
| Primary APN | 0025-0000-0121 |
|---|---|
| Alternative APNs |
|
| Account Number | 75510 |
|---|---|
| Street Address | 2012 DEERFIELD LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOONES TRACE LOT 121 SEC 4 PH 1B |
| Legal Subdivision | BOONES TRACE |
| Legal Phase | 1B |
| Legal Lot Number | 121 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10103 |
Source: Madison County records · APN 0025-0000-0121
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2018 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| Dec 30, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 01, 2024 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Dec 11, 2023 | Deed, Transfer |
| Sep 19, 2019 | Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2019 · Amount on Record |
| Deed Document Number | 2014181462 |
| Deed Book / Page | D846 / 557 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01803/126 |
|---|---|
| Date | May 14, 2018 |
| Book Page | M01803/126 |
| Instrument | 2013975701 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M02009/533 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | M02009/533 |
| Instrument | 2014026915 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Document Number | 0M2296/179 |
|---|---|
| Date | May 01, 2024 |
| Book Page | M2296/179 |
| Instrument | 2014201543 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 11, 2023 |
| Property Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Document Number | 00D846/557 |
| Book / Page | D846 / 557 |
| Map Reference | MB 15 PG 154 |
| Instrument Date | Dec 05, 2023 |
| Instrument | 2014181462 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $471.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 19, 2019 |
| Property Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Document Number | D00778/556 |
| Book / Page | D00778 / 556 |
| Map Reference | CAB 6 PG 294 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 2013999016 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7722 CEDAR CREEK CIR, CORPUS CHRISTI, TX 78413-6130 |
| Name | Verified Name |
|---|---|
| Address | 2012 DEERFIELD LN, RICHMOND, KY 40475-8485 |
| Document Number | 2013999017 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 2013999017 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,978.00 (+23.93%) Homeowner's exemption | $471,000 (+42.3%) | $471,000 (+42.3%) |
| 2023 | $3,210.00 | $331,000 | $331,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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